611 E Chapel Ln, Midland, MI 48642 Property Records

Midland County property record for 611 E Chapel Ln, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,443 sqft · built 2003
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2022)
Tax Bill	$10,843 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-03-70-182`

Property Details

APN / Parcel Number

Primary APN	`14-03-70-182`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,443 sqft Living Area
1st Floor Area	1,714 sqft
Basement Area	1,714 sqft
Unfinished Basement	1,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	144 ft deep x 100 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	611 E CHAPEL LN
City	MIDLAND
State	MI
Zip	48642-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 42 SCENIC ESTATES NO 4 & AN UNDIVIDED 1/17 INTEREST IN ADJ LAKE & MARSH DESCRIBED AS BEG AT SE COR OF LOT 40 SCENIC
Legal Subdivision	SCENIC ESTATES
Legal Lot Number	40,42
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2005
Census Tract	290902

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	611 E CHAPEL LN, MIDLAND, MI 48642-7033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Jan 11, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Book / Page	1660 / 228
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	1612/0075
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 20, 2022
Property Address	611 E CHAPEL LN, MIDLAND, MI 48642-7033
Document Number	001660/228
Book / Page	1660 / 228
Map Reference	LB P PG 95
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 E CHAPEL LN, 611, MIDLAND, MI 48642-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 N WOODED LAKE DR, LUDINGTON, MI 49431-7601

Mortgage

Document Number	0001660229
Date	Sep 20, 2022
Instrument	1660/229

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jan 11, 2018
Property Address	611 E CHAPEL LN, MIDLAND, MI 48642-7033
Document Number	1612/0075
Book / Page	1612 / 0075
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 E CHAPEL LN, 611, MIDLAND, MI 48642-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E CHAPEL LN, MIDLAND, MI 48642-7033

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,700 (+6.8%)	$609,400 (+6.8%)
2025	$10,843.00 (+1.03%) Homeowner's exemption	$285,300	$570,600
2024	$10,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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