610 E Chapel Ln, Midland, MI 48642 Property Records

Midland County property record for 610 E Chapel Ln, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,512 sqft · built 2002
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$387,500 (Jul 2020)
Tax Bill	$9,946 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-70-196`

Property Details

APN / Parcel Number

Primary APN	`14-03-70-196`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Basement Area	2,512 sqft
Unfinished Basement	2,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	176 ft deep x 119 ft wide
Garage Area	937 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	610 E CHAPEL LN
City	MIDLAND
State	MI
Zip	48642-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 49 SCENIC ESTATES NO 4
Legal Subdivision	SCENIC ESTATES
Legal Lot Number	49
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2004
Census Tract	290902

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPLOYEES CU
Apr 22, 2021	Intrafamily Transfer, Transfer
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Aug 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Book / Page	1635 / 600
Prior Transfer Date	Feb 22, 2016
Prior Transfer Doc	1594/0034
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032

Mortgage

Document Number	001659/544
Date	Aug 17, 2022
Book Page	1659/544

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Apr 22, 2021
Property Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032
Document Number	1644/1411
Book / Page	1644 / 1411
Map Reference	LB P PG 95,96&97
Instrument Date	Apr 9, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 16, 2020
Property Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032
Document Number	1635/600
Book / Page	1635 / 600
Map Reference	LB P PG 95-97
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,906.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 E CHAPEL LN, 610, MIDLAND, MI 48642-7032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032

Mortgage

Document Number	1635601
Date	Jul 16, 2020
Instrument	1635/601

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 22, 2018
Property Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032
Document Number	1617/1437
Book / Page	1617 / 1437
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E CHAPEL LN, MIDLAND, MI 48642-7032

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,200	$610,400
2024	$9,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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