611 DOVER LN CAMBRIA CA 934281918, CAMBRIA, CA 93428-1918
September 2017: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Sep 22, 2017
Property Address
611 DOVER LN, CAMBRIA, CA 93428-1918
Document Number
0000042378
Map Reference
VOL7 PG37
Instrument Date
Aug 25, 2017
Instrument
2017042378
Transaction Type
Transfer
Record Updated
Aug 9, 2021
Title Company
PLACER TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
611 DOVER LN, CAMBRIA, CA 93428-1918
Mortgage
Document Number
0000042379
Date
Sep 22, 2017
Instrument
2017042379
Lender
Name
PREMIER VALLEY BANK
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
3.5%
Type Change Date
Oct 1, 2022
Change Frequency
Annually
Min Rate At Change
4.25%
Max Rate At Change
5.5%
Index
1-Year LIBOR
Max Rate
8.5%
Tax Assessment & Valuation
The 2025 property tax bill for 611 Dover Ln was $15,222, up 2.3% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
Coast Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,441,706 (+2%)Land $724,145Building $717,561
2025
$15,222.00 (+2.26%)
$1,413,439Land $709,947Building $703,492
2024
$14,886.00 (+1.71%)
2023
$14,636.00 (+1.97%)
$1,358,556Land $682,380Building $676,176
2022
$14,353.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 611 Dover Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 13 policies
Nearby Flood Policies
13 in force
Nearby Flood Claims
21 (1986–2026)
Claims Outside the SFHA
4 of 21
Most Recent Claim
Jan 2026 · rainfall accumulation
Claims by Event
Severe Winter Storms And Flooding, Feb 1998 · 3 claims
Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 611 Dover Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood
0.08% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source
Groundwater
Last State Inspection
Apr 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Jul 2022
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025