605 Dover Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 605 Dover Ln, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,776 sqft · built 2003
Lot Size0.689 acres (30,000 sqft)
OwnerCompany Name on File
Last Sale$147,000 (Jan 1998)
Tax Bill$13,311 (2025)
Flood ZoneZone X (minimal risk)
APN013-341-013

Property Details

APN / Parcel Number

Primary APN013-341-013

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,776 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area30,000 sqft (0.689 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address605 DOVER LN
CityCAMBRIA
StateCA
Zip93428-1918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 384 LT 13
Legal Tract384
Legal Block1
Legal Lot Number13
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1018
Census Tract10404

Owner

605 Dover Ln is owned by a company that acquired it in June 2003 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address605 DOVER LN, CAMBRIA, CA 93428-1918
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 1998 · Amount on File
Deed SaleJan 2, 1998 · Amount on File
Deed Document Number1998190
Last Transfer DateJun 10, 2003
Transfer Doc0000073343
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 605 Dover Ln was $13,311 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,255,206 (+2%) Land $368,833 Building $886,373
2025$13,311.00 Homeowner's exemption$1,230,595 Land $361,601 Building $868,994
2023$12,789.00 (+2%) Homeowner's exemption$1,182,810 Land $347,560 Building $835,250
2022$12,538.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 605 Dover Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Dover Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Ranch Wifi, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Dover Ln

Nearby Streets

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