Shiawassee County property record for 611 Ada St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,954 sqft · built 1935 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Oct 2012) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-001-009-00 |
| Primary APN | 050-670-001-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Custom Design |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 611 ADA ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 1 HN & SA WILLIAMS ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | WILLIAMS ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30400 |
611 Ada St is owned and occupied by two individuals who acquired it in September 2026.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jan 13, 2017 | Deed of Trust, Mortgage MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2012 · Amount on File |
| Deed Sale | Oct 22, 2012 · Amount on File |
| Prior Sale | May 16, 2012 · Amount on File |
| Deed Document Number | 20123240798 |
| Deed Book / Page | 1177 / 803 |
| Last Transfer Date | Sep 14, 2026 |
| Transfer Doc | 0003407224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 18, 2026 |
| Property Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Document Number | 0003407224 |
| Book / Page | 1342 / 595 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20263407224 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Document Number | 0013090539 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 1309/539 |
| Instrument | 3373688 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Document Number | 0012860081 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 1286/81 |
| Instrument | 3349887 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 611 ADA ST, OWOSSO, MI 48867-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0012290999 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 1229/0999 |
| Instrument | 3293305 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 611 Ada St was $2,796 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,100 (+9.21%) | $218,200 (+9.21%) | |
| 2025 | $2,796.00 Homeowner's exemption | $99,900 | $199,800 |
| 2023 | $2,665.00 Homeowner's exemption | $80,700 | $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 611 Ada St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 611 Ada St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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