Shiawassee County property record for 607 Ada St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (Nov 2022) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-001-012-00 |
| Primary APN | 050-670-001-012-00 |
|---|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 607 ADA ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 & N 12 OF 11 BLK 1 HN & SA WILLIAMS ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | WILLIAMS ADD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 607 ADA ST, OWOSSO, MI 48867-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 30, 2019 | Deed of Trust, Mortgage · VA Mortgage CHEMICAL BK |
| Sep 5, 2018 | Warranty Deed, Transfer · VA Mortgage CHEMICAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on Record |
| Deed Sale | Nov 17, 2022 · Amount on Record |
| Prior Sale | Feb 10, 2012 · Amount on Record |
| Deed Document Number | 20223366322 |
| Deed Book / Page | 1302 / 305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 17, 2022 |
| Property Address | 607 ADA ST, OWOSSO, MI 48867-2203 |
| Document Number | 0013020305 |
| Book / Page | 1302 / 305 |
| Map Reference | LB 1 PG 107 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 3366322 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 E 6 MILE CREEK RD, 124, HENDERSON, MI 48841-9506 |
| Name | Verified Name |
|---|---|
| Address | 712 E OLIVER ST, OWOSSO, MI 48867-2444 |
| Document Number | 0003366323 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 3366323 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 607 ADA ST, OWOSSO, MI 48867-2203 |
| Document Number | 0012600815 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 607 ADA ST OWOSSO MI 488672203, OWOSSO, MI 48867-2203 |
| Document Number | 0012600815 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 001260/000815 |
| Instrument | 3324380 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 5, 2018 |
| Property Address | 607 ADA ST, OWOSSO, MI 48867-2203 |
| Document Number | 0012490609 |
| Book / Page | 001249 / 000609 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 3312989 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,415.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 607 ADA ST OWOSSO MI 488672203, OWOSSO, MI 48867-2203 |
| Document Number | 12490610 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 001249/000610 |
| Instrument | 3312990 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2048 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,400 (+9.06%) | $252,800 (+9.06%) | |
| 2025 | $4,286.00 (+4.92%) Homeowner's exemption | $115,900 (+23.82%) | $231,800 (+23.82%) |
| 2024 | $4,085.00 | ||
| 2023 | $4,085.00 Homeowner's exemption | $93,600 | $187,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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