611 3rd St, Gibbon, NE 68840 Property Records

Buffalo County property record for 611 3rd St, Gibbon, NE 68840

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,340 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64055100021868`

Property Details

APN / Parcel Number

Primary APN	`64055100021868`
Alternative APN	`640551000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,340 sqft Total Area
1st Floor Area	1,340 sqft
Basement Area	620 sqft
Finished Basement	465 sqft
Unfinished Basement	155 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	784 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	64055100021868
Street Address	611 3RD ST
City	GIBBON
State	NE
Zip	68840-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	WALKERS ADD GIB LT 3
Legal Subdivision	WALKERS ADD
Legal Lot Number	3
Jurisdiction	BUFFALO NE
Township / Civil Division	23
Census Block Group	4
Census Block	4050
Census Tract	969100

Owner

611 3rd St is owned and occupied by an individual who bought it in May 2026.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	611 3RD ST, GIBBON, NE 68840-6342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage TRIUS FEDERAL CREDIT UNION
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Jul 10, 2017	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	May 31, 2007
Deed Document Number	20262680
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	May 22, 2026
Property Address	611 3RD ST, GIBBON, NE 68840-6342
Document Number	0000002680
Instrument Date	May 20, 2026
Instrument	20262680
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,101.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 3RD ST, GIBBON, NE 68840-6342

Mortgage

Document Number	0000002681,
Date	May 22, 2026
Instrument	20262681

Lender

Name	TRIUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	611 3RD ST, GIBBON, NE 68840-6342
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600624
Date	Feb 5, 2026
Instrument	2026-00624

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	611 3RD ST, GIBBON, NE 68840-6342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704021
Date	Jul 10, 2017
Instrument	2017-04021

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Gibbon City
Unified School District	Gibbon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,415 (+0.04%) Land $12,110 Building $117,305	$129,415 (+0.04%) Land $12,110 Building $117,305
2025		$129,360 Land $12,110 Building $117,250	$129,360 Land $12,110 Building $117,250
2023	Homeowner's exemption	$132,940 Land $12,110 Building $120,830	$132,940 Land $12,110 Building $120,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 611 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GIBBON serves 1,878 people · EPA ID NE3101907
Water Source	Groundwater
Last State Inspection	May 2023
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NCTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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