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509 3rd St, Gibbon, NE 68840 Property Records

Buffalo County property record for 509 3rd St, Gibbon, NE 68840

Property Summary

Property TypeSingle Family Home
Details0.5 ba · 1,092 sqft · built 1984
Lot Size0.359 acres (15,620 sqft)
Owner2 Individual Names on Record
Last Sale$218,000 (Nov 2021)
Tax Bill$3,495 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN64044400021723

Property Details

APN / Parcel Number

Primary APN64044400021723
Alternative APN
  • 640444000

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,092 sqft Total Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement168 sqft
Unfinished Basement168 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,620 sqft (0.359 acres)
Lot Dimensions142 ft deep x 110 ft wide
Garage TypeMixed
Garage Area1,728 sqft
DrivewayConcrete Driveway
Parking Spaces6 Parking Spaces
Deck Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number64044400021723
Street Address509 3RD ST
CityGIBBON
StateNE
Zip68840-6221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionM D MARSHS SUB GIB PT LT 2
Legal SubdivisionM D MARSHS SUB
Legal Lot Number2
JurisdictionBUFFALO NE
Township / Civil Division23
Census Block Group4
Census Block4043
Census Tract969100

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address509 3RD ST, GIBBON, NE 68840-6221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleAug 5, 2016 · Amount on Record
Deed Document Number20218485
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUFFALO NE
Property Address509 3RD ST, GIBBON, NE 68840-6221
Transaction TypeMortgage
Record UpdatedJan 31, 2022
Title CompanyNEW TITLE, NE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202108486
DateNov 18, 2021
Instrument2021-08486
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyBuffalo County
MunicipalityGibbon City
Unified School DistrictGibbon Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,505 (+0.22%) Land $18,450 Building $199,055$217,505 (+0.22%) Land $18,450 Building $199,055
2025$3,495.00 (-12.32%)$217,035 (+8.04%) Land $18,450 Building $198,585$217,035 (+8.04%) Land $18,450 Building $198,585
2023$3,986.00$200,880 Land $18,450 Building $182,430$200,880 Land $18,450 Building $182,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2019)
Most Recent ClaimJul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GIBBON
serves 1,878 people · EPA ID NE3101907
Water SourceGroundwater
Last State InspectionMay 2023
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NCTC
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Viaero Wireless.

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