611 3rd St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 611 3rd St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2024)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-W59-006-009-00`

Property Details

APN / Parcel Number

Primary APN	`052-W59-006-009-00`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	611 3RD ST
City	CHEBOYGAN
State	MI
Zip	49721-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST DUNCAN, ELY 45FT OF LOTS 14, 15 & 16, BLK 6. (SEC 32, T38N,R1W) 818/083;1447/245;1498/3791539/684;1545/214
Legal Range	01W
Legal Township	038
Legal Section	32
Legal Subdivision	WEST DUNCAN
Legal Lot Number	14-16
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	1
Census Block	1028
Census Tract	960300

Owner

611 3rd St is owned and occupied by an individual who bought it in December 2024.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	611 3RD ST, CHEBOYGAN, MI 49721-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2024 · Amount on File
Deed Sale	Dec 17, 2024 · Amount on File
Prior Sale	Dec 2, 2022 · Amount on File
Deed Book / Page	1545 / 214
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 2, 2022
Property Address	611 3RD ST, CHEBOYGAN, MI 49721-1224
Document Number	001498/379
Book / Page	1498 / 379
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 OBRIEN DR, CHEBOYGAN, MI 49721-2035

Mortgage

Document Number	0001498381
Date	Dec 2, 2022
Instrument	1498/381

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 22, 2021
Property Address	611 3RD ST, CHEBOYGAN, MI 49721-1224
Document Number	001447/245
Book / Page	1447 / 245
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2084, PETOSKEY, MI 49770-2084

Mortgage

Document Number	0001447247
Date	Apr 22, 2021
Instrument	1447/247

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 611 3rd St was $4,300.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,300	$174,600
2025	$4,300.00
2023		$53,600	$107,200
2022	$1,316.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 611 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 611 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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