Cheboygan County property record for 523 3rd St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,400 (Apr 1999) |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-W59-009-001-00 |
| Primary APN | 052-W59-009-001-00 |
|---|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 523 3RD ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST DUNCAN, ELY 90FT OF LOTS 1, 2 & 3, BLK 9. (SEC 32, T38N,R1W) 720/90 |
| Legal Range | 01W |
| Legal Township | 038 |
| Legal Section | 32 |
| Legal Subdivision | WEST DUNCAN |
| Legal Lot Number | 1-3 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 960300 |
523 3rd St is owned and occupied by an individual who bought it in April 1999.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 3RD ST, CHEBOYGAN, MI 49721-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1999 · Amount on File |
| Deed Sale | Apr 7, 1999 · Amount on File |
| Deed Book / Page | 720 / 90 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 523 3RD ST, CHEBOYGAN, MI 49721-1222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 523 3RD ST, CHEBOYGAN, MI 49721-1222 |
| Document Number | 0000001493/0000000486 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 0000001493/0000000486 |
| Name | NICOLET NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 523 3rd St was $991 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,500 | $123,000 | |
| 2025 | $991.00 | ||
| 2023 | $40,400 | $80,800 | |
| 2022 | $803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 523 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures