6109 Timber Crest Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 6109 Timber Crest Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2008
Square Footage	1,313 sqft Living Area
Lot Size	1,829 sqft (0.042 acres)
Garage	Attached, 260 sqft
Last Sale	$145,500 (2015)
Tax Bill	$3,333.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0059-0001-2670`
Alternative APNs	`263027005900012670` `139671`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,313 sqft Living Area
Gross Area	1,600 sqft Gross Area
1st Floor	565 sqft 1st Floor
Upper Floors	748 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,829 sqft (0.042 acres)
Depth X Width	82 ft x 22 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	260 sqft Garage
Porch Area	27 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	6109 TIMBER CREST DR
City	SAINT CLOUD
State	FL
Zip	34772-7824
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAK RIDGE PB 18 PG 127-131 LOT 267
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	2670
Legal Lot Number	267
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1008
Census Tract	43207

Owner

Source: Osceola County records · APN 27-26-30-0059-0001-2670

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	242 LOWER SMITHFIELD RD, TELLICO PLAINS, TN 37385-5921
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2015 · Amount on Record
Deed Sale	Sep 08, 2015 · Amount on Record
Prior Sale	Jun 29, 2009 · Amount on Record
Deed Doc Number	2015133659
Deed Book / Page	4838 / 933
Record Refreshed	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 30, 2018
Property Address	6109 TIMBER CREST DR, SAINT CLOUD, FL 34772-7824
Document Number	0053940026
Book / Page	005394 / 000026
Instrument Date	Aug 29, 2018
Instrument	132192
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,177.89
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6109 TIMBER CREST DR ST CLOUD FL 347727824, ST CLOUD, FL 34772-7824

Mortgage

Document Number	53940027
Date	Aug 30, 2018
Book Page	005394/000027
Instrument	132193

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,333.00 (+14.46%)	$213,000 (+21.16%) Land $40,000 Building $173,000	$213,000 (+21.16%) Land $40,000 Building $173,000
2024	$2,912.00 (+4.9%)
2023	$2,776.00 (+16.64%)	$175,800 (+31.78%) Land $14,900 Building $160,900	$175,800 (+31.78%) Land $14,900 Building $160,900
2022	$2,380.00	$133,400 Land $14,900 Building $118,500	$133,400 Land $14,900 Building $118,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.