6106 Timber Crest Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 6106 Timber Crest Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,674 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$195,600 (Apr 2017)
Tax Bill	$4,836 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139663`

Property Details

APN / Parcel Number

Primary APN	`139663`
Alternative APN	`272630005900012590`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,674 sqft Heated Area
Gross Area	2,265 sqft
1st Floor Area	652 sqft
Upper Floors Area	1,022 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	84 ft deep x 22 ft wide
Garage Type	Finished
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	139663
Street Address	6106 TIMBER CREST DR
City	SAINT CLOUD
State	FL
Zip	34772-7845
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 A PORTION OF LOTS 258 AND 259 DESCRIBED AS FOLLOWS: SLY 12.24 FT OF LOT 259 AND NLY 11.76 FT OF
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	1
Legal Lot Number	258-259
Legal Unit	170
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1028
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6106 TIMBER CREST DR, SAINT CLOUD, FL 34772-7845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 28, 2017	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	0051391395
Deed Book / Page	5139 / 1395
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6106 TIMBER CREST DR, SAINT CLOUD, FL 34772-7845
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6106 TIMBER CREST DR, SAINT CLOUD, FL 34772-7845

Mortgage

Document Number	0061490196
Date	Feb 11, 2022
Book Page	6149/196
Instrument	2022023561

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

April 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2017
Property Address	6106 TIMBER CREST DR, SAINT CLOUD, FL 34772-7845
Document Number	0051391395
Book / Page	5139 / 1395
Map Reference	MB18 PG12M-131
Instrument Date	Apr 28, 2017
Instrument	2017063100
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6106 TIMBER CREST DR, SAINT CLOUD, FL 34772-7845

Mortgage

Document Number	0051391397
Date	Apr 28, 2017
Instrument	5139/1397

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,836.00 (+4.61%)	$270,000 (-9.49%) Land $40,000 Building $230,000	$270,000 (-9.49%) Land $40,000 Building $230,000
2023	$4,623.00 (+17.34%)	$298,300 (+33.89%) Land $14,900 Building $283,400	$298,300 (+33.89%) Land $14,900 Building $283,400
2022	$3,940.00	$222,800 Land $14,900 Building $207,900	$222,800 Land $14,900 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Xfinity.

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