6109 James Rd, Oregon, OH 43616 Property Records

Lucas County property record for 6109 James Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,760 sqft · built 1953
Lot Size	0.289 acres (12,630 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Oct 2018)
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-70784`

Property Details

APN / Parcel Number

Primary APN	`44-70784`
Alternative APN	`24052014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,173 sqft
Attic	Attic
Attic Area	1,173 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,630 sqft (0.289 acres)
Lot Dimensions	103 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6109 JAMES RD
City	OREGON
State	OH
Zip	43616-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	SOUTH SHORE PARK LOTS 577 & 578
Legal Subdivision	SOUTH SHORE PARK
Legal Tract	98
Legal Lot Number	577-578 578
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1023
Census Tract	9800

Owner

6109 James Rd is owned and occupied by an individual who bought it in October 2018.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6109 JAMES RD, OREGON, OH 43616-4517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Apr 29, 2016
Deed Document Number	201810260048630
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	6109 JAMES RD, OREGON, OH 43616-4517
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039417
Date	Jul 26, 2021
Instrument	202107260039417

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 26, 2018
Property Address	6109 JAMES RD, OREGON, OH 43616-4517
Document Number	0000048630
Map Reference	PL35-1
Instrument Date	Oct 9, 2018
Instrument	201810260048630
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6109 JAMES RD, OREGON, OH 43616-4517

Mortgage

Document Number	0000048631
Date	Oct 26, 2018
Instrument	201810260048631

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6109 James Rd was $1,884, up 9.5% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (+9.53%)	$36,925 (-) Land $7,420 Building $29,505
2024	$1,720.00 (-17.47%)	$36,925 (-0.66%) Land $7,420 Building $29,505	$105,500 Land $21,200 Building $84,300
2023	$2,084.00 (-0.76%)	$37,170 (-) Land $9,030 Building $28,140
2022	$2,100.00 Homeowner's exemption	$37,170 Land $9,030 Building $28,140
2021			$106,200 Land $25,800 Building $80,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6109 James Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	29 (1978–2021)
Claims Outside the SFHA	8 of 29
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6109 James Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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