6086 James Rd, Oregon, OH 43616 Property Records

Lucas County property record for 6086 James Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1958
Lot Size	0.477 acres (20,800 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Oct 2017)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-70660`

Property Details

APN / Parcel Number

Primary APN	`44-70660`
Alternative APN	`24061001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,800 sqft (0.477 acres)
Lot Width	110 ft Width
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6086 JAMES RD
City	OREGON
State	OH
Zip	43616-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	SOUTH SHORE PARK LOTS 539 TO 541 & PT VAC LILIAS DR ADJ
Legal Subdivision	SOUTH SHORE PARK
Legal Tract	98
Legal Lot Number	539
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1047
Census Tract	9800

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4202 NAVARRE AVE, OREGON, OH 43616-3562
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY AREA CU
Oct 30, 2017	Warranty Deed, Transfer · Conventional with PMI BAY AREA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Sep 23, 2015
Deed Document Number	17108342
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	6086 JAMES RD, OREGON, OH 43616-4556
Document Number	0000002526
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6086 JAMES RD OREGON OH 436164556, OREGON, OH 43616-4556

Mortgage

Document Number	0000002526
Date	Jan 15, 2021
Instrument	2526

Lender

Name	BAY AREA CU
Type	Credit Union
Address	OREGON, OH 43616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 14, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 30, 2017
Property Address	6086 JAMES RD, OREGON, OH 43616-4556
Document Number	0000047513
Instrument Date	Oct 20, 2017
Instrument	47513
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6086 JAMES RD OREGON OH 436164556, OREGON, OH 43616-4556

Mortgage

Document Number	47514
Date	Oct 30, 2017
Instrument	47514

Lender

Name	BAY AREA CU
Type	Credit Union
Address	OREGON, OH 43616

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00 (+7.44%)	$48,160 (-) Land $13,895 Building $34,265
2024	$2,244.00 (-13.56%)	$48,160 (+3.46%) Land $13,895 Building $34,265	$137,600 (+3.46%) Land $39,700 Building $97,900
2023	$2,596.00 (-0.76%)	$46,550 (-) Land $12,810 Building $33,740
2022	$2,616.00 Homeowner's exemption	$46,550 Land $12,810 Building $33,740
2021			$133,000 Land $36,600 Building $96,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	29 (1978–2021)
Claims Outside the SFHA	8 of 29
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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