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  5. Old River Rd

6108 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 6108 Old River Rd, Baker, FL 32531

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,876 sqft · built 1996
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Last Sale$197,000 (Jan 2024)
Tax Bill$921 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0013-8

Property Details

APN / Parcel Number

Primary APNC56-000-597-0013-8
Alternative APNs
  • 27-4N-24-0000-0004-033A
  • 24N42700000004033A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,876 sqft Living Area
1st Floor Area1,876 sqft
FlooringTile
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2010
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6108 OLD RIVER RD
CityBAKER
StateFL
Zip32531-8106
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOM SE COR NE1/4 W377 FT N9 DEG E250 FT TO POB W324 FT N9 DEG E125 FT E324 FT S9 DEG W125 FT TO POB AS
Legal Range24W
Legal Township04N
Legal Section27
Legal Block4
Legal Lot Number33A
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2009
Census Tract20102

Owner

Source: Okaloosa County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6108 OLD RIVER RD, BAKER, FL 32531-8106
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2024Warranty Deed, Transfer · FHA Mortgage
LEADERONE FINANCIAL CORP
Jun 9, 2023Warranty Deed, Transfer
PALMETTO SUN PROPERTIES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2024 · Amount on Record
Deed SaleJan 8, 2024 · Amount on Record
Prior SaleJun 9, 2023 · Amount on Record
Deed Document Number20243665231
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 8, 2024
Property Address6108 OLD RIVER RD, BAKER, FL 32531-8106
Document Number0003665231
Instrument DateJan 5, 2024
Instrument3665231
Transaction TypeTransfer
Record UpdatedFeb 1, 2024
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,379.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5498 LUNNIE BARNES ST, BAKER, FL 32531-8348

Transferred To (Grantee/Buyer)

NameVerified Name
Address6108 OLD RIVER RD, BAKER, FL 32531-8106

Mortgage

Document Number0003665232
DateJan 8, 2024
Instrument3665232
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 9, 2023
Property Address6108 OLD RIVER RD, BAKER, FL 32531-8106
Document Number0036784988
Book / Page3678 / 4988
Instrument DateJun 6, 2023
Instrument3629030
Transaction TypeTransfer
Record UpdatedJun 28, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$227.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address882 SHADY GROVE RD, PHIL CAMPBELL, AL 35581-4025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5498 LUNNIE BARNES ST, BAKER, FL 32531-8348

Mortgage

Document Number0036784990
DateJun 9, 2023
Book Page3678/4990
Instrument3629031
Lender
NamePALMETTO SUN PROPERTIES
TypeNon-Lending Institution
AddressGULF BREEZE, FL 32562
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$921.00 (+5.86%)$120,620 (+45.37%)$152,318 (+83.58%) Land $14,863 Building $137,455
2023$870.00 (+13.13%)$82,973 (+21.32%) Land $12,628 Building $70,345$82,973 (+21.32%) Land $12,628 Building $70,345
2022$769.00$68,390 Land $11,801 Building $56,589$68,390 Land $11,801 Building $56,589

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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