6105 Phelps Ln, Hanover, MD 21076 Property Records

Howard County property record for 6105 Phelps Ln, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,618 sqft · built 2015
Lot Size	0.215 acres (9,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$528,173 (Apr 2015)
Tax Bill	$7,376 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-595760`

Property Details

APN / Parcel Number

Primary APN	`01-595760`
Alternative APN	`595760`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,618 sqft Total Area
Basement Area	825 sqft
Finished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,351 sqft (0.215 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	210 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	595760
Street Address	6105 PHELPS LN
City	HANOVER
State	MD
Zip	21076-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 9,351 SQ' 6105 PHELPS LN SHADY LANE CROSSING
Legal Subdivision	SHADY LANE CROSSING
Legal Phase	EL
Legal Lot Number	22
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2007
Census Tract	601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6105 PHELPS LN, HANOVER, MD 21076-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 21, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015 · Amount on Record
Deed Sale	Apr 1, 2015 · Amount on Record
Deed Book / Page	16107 / 298
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6105 PHELPS LN, HANOVER, MD 21076-2124
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193710441
Date	May 18, 2020
Book Page	19371/441

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 21, 2018
Property Address	6105 PHELPS LN, HANOVER, MD 21076-2124
Document Number	0183280315
Book / Page	018328 / 000315
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,376.00 (-17.33%) Homeowner's exemption	$763,600 (+11.8%) Land $199,500 Building $564,100	$763,600 (-) Land $199,500 Building $564,100
2025	$8,922.00 (+53.25%) Homeowner's exemption	$683,033 (+30.87%)	$763,600 (+46.31%) Land $199,500 Building $564,100
2023		$521,900 Land $154,500 Building $367,400	$521,900 Land $154,500 Building $367,400
2022	$5,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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