Howard County property record for 6119 Phelps Ln, Hanover, MD 21076
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,584 sqft · built 2015 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $504,228 (May 2015) |
| Tax Bill | $7,297 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-595758 |
| Primary APN | 01-595758 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Total Area |
| Basement Area | 819 sqft |
| Finished Basement | 819 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 595758 |
|---|---|
| Street Address | 6119 PHELPS LN |
| City | HANOVER |
| State | MD |
| Zip | 21076-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 9,100 SQ' 6119 PHELPS LN SHADY LANE CROSSING |
| Legal Subdivision | SHADY LANE CROSSING |
| Legal Phase | EL |
| Legal Lot Number | 20 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 601206 |
6119 Phelps Ln is owned and occupied by two individuals who bought it in May 2015.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6119 PHELPS LN, HANOVER, MD 21076-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 23, 2020 | Deed of Trust, Mortgage · SBA Mortgage PRINCE GEORGES FINANCIAL SERIVECES CORPO |
| Dec 23, 2019 | Deed of Trust, Mortgage · SBA Mortgage PRINCE GEORGES FINANCIAL SERVICES CORPO |
| Aug 21, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2015 · Amount on File |
| Deed Sale | May 19, 2015 · Amount on File |
| Deed Book / Page | 16204 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6119 PHELPS LN, HANOVER, MD 21076-2124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 6119 PHELPS LN, HANOVER, MD 21076-2124 |
| Document Number | 0230730264 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 23073/264 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6119 PHELPS LN, HANOVER, MD 21076-2124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0191410038 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 19141/038 |
| Name | PRINCE GEORGES FINANCIAL SERIVECES CORPO |
|---|---|
| Type | Non-Lending Institution |
| Address | UPPER MARLBORO, MD 20774 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6119 PHELPS LN, HANOVER, MD 21076-2124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190850312 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 19085/312 |
| Name | PRINCE GEORGES FINANCIAL SERVICES CORPO |
|---|---|
| Type | Non-Lending Institution |
| Address | UPPER MARLBORO, MD 20774 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 21, 2018 |
| Property Address | 6119 PHELPS LN, HANOVER, MD 21076-2124 |
| Document Number | 0183280315 |
| Book / Page | 018328 / 000315 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2026 property tax bill for 6119 Phelps Ln was $7,297 with a homeowner's exemption, down 17.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,297.00 (-17.41%) Homeowner's exemption | $756,300 (+11.82%) Land $198,400 Building $557,900 | $756,300 (-) Land $198,400 Building $557,900 |
| 2025 | $8,835.00 Homeowner's exemption | $676,367 | $756,300 Land $198,400 Building $557,900 |
| 2023 | $516,500 Land $153,400 Building $363,100 | $516,500 Land $153,400 Building $363,100 | |
| 2022 | $5,761.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6119 Phelps Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6119 Phelps Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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