6105 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 6105 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,190 sqft · built 1952
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Trust Names on File
Last Sale	$1,975,000 (Nov 2023)
Tax Bill	$24,627 (2025)
Deeds & Mortgages	Jan 2023 Construction Loan Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`529-0150-0125-00`

Property Details

APN / Parcel Number

Primary APN	`529-0150-0125-00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,190 sqft Living Area
Gross Area	7,266 sqft
1st Floor Area	3,106 sqft
2nd Floor Area	1,584 sqft
Basement Area	1,762 sqft
Finished Basement	500 sqft
Unfinished Basement	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Lot Dimensions	395 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	545 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6105 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 115 X 395.47 PT LOT 21 AL-BAR MEADOWS SUB
Legal Subdivision	AL-BAR MEADOWS SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3002
Census Tract	24401

Owner

6105 Graves Rd is owner-occupied and held in a trust since November 2023.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Construction Mortgage CENTERBANK
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 12, 2022	Affidavit of Death of Joint Tenant, Transfer
Sep 21, 2022	Warranty Deed, Transfer
Dec 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Jul 19, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Sep 21, 2022 · Amount on File
Deed Document Number	202379752
Deed Book / Page	15040 / 342
Prior Transfer Date	Nov 5, 2011
Prior Transfer Doc	0000000131
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGENCY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6901 WOOSTER PIKE, CINCINNATI, OH 45227-4426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006784
Date	Jan 27, 2023
Book Page	14841/112
Instrument	2023-0006784

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Jul 24, 2024

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 9, 2023
Property Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826
Document Number	0000079752
Book / Page	15040 / 342
Map Reference	MB 59 PG 20&21
Instrument Date	Nov 8, 2023
Instrument	2023-0079752
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826

Mortgage

Document Number	0000079753
Date	Nov 9, 2023
Instrument	2023-0079753

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Sep 12, 2022
Property Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826
Document Number	0000086897
Book / Page	14749 / 2340
Map Reference	MB 59 PG 20&21
Instrument Date	Aug 31, 2022
Instrument	2022-0086897
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2022
Property Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826
Document Number	0000089953
Book / Page	14756 / 992
Map Reference	MB 59 PG 20&21
Instrument Date	Aug 31, 2022
Instrument	2022-0089953
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount on Record
Tax	$2,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109264
Date	Dec 13, 2018
Book Page	13814/01566
Instrument	2018-0109264

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 15, 2038

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2022
Property Address	6105 GRAVES RD, CINCINNATI, OH 45243-3826
Document Number	0000071027
Book / Page	14711 / 2102
Map Reference	MB 59 PG 20&21
Instrument Date	Jun 13, 2022
Instrument	2022-0071027
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 6105 Graves Rd was $24,627, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,627.00 (+2.56%)	$675,115 (-) Land $150,262 Building $524,853	$1,928,900 Land $429,320 Building $1,499,580
2024	$24,013.00 (+141.34%)	$675,115 (+150.29%) Land $150,262 Building $524,853
2023	$9,950.00 (+0.53%)	$269,735 (+13.96%) Land $150,262 Building $119,473	$1,928,900 Land $429,320 Building $1,499,580
2022	$9,898.00 Homeowner's exemption	$236,695 Land $126,224 Building $110,471
2020			$676,270 Land $360,640 Building $315,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6105 Graves Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6105 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graves Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures