610 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 610 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,605 sqft · built 1917
Lot Size	0.267 acres (11,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2026)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-406-004`

Property Details

APN / Parcel Number

Primary APN	`15-27-406-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,605 sqft Living Area
Gross Area	3,317 sqft
Basement Area	848 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Mixed
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	610 WATSON ST
City	AURORA
State	IL
Zip	60505-5244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIDWELLS ADDN : S 22 FT LOT 2 & ALL LOT 3 BLK 8 LOT DIMENSIONS: 88 X 132 APPROX LOT SQ FT 11616 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	BIDWELLS ADDN
Legal Block	8
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5010
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 S STATE ST, AURORA, IL 60505-3646
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Dec 11, 2000 · Amount on Record
Deed Document Number	202617922
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2026
Property Address	610 WATSON ST, AURORA, IL 60505-5244
Document Number	0000017922
Instrument Date	Apr 16, 2026
Instrument	2026.17922
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 S STATE ST, AURORA, IL 60505-3646

Mortgage

Document Number	0000017923,
Date	May 4, 2026
Instrument	2026..17923

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000017924,
Date	May 4, 2026
Instrument	2026.17924

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,425.00 (-5.87%) Homeowner's exemption	$83,766 (+9.39%) Land $13,422 Building $70,344	$251,399 (+9.39%) Land $40,282 Building $211,116
2024	$4,701.00 (+11.8%)	$76,576 (+24.8%) Land $12,270 Building $64,306	$229,820 (+24.85%) Land $36,825 Building $192,995
2022	$4,205.00 (+1.89%) Homeowner's exemption	$61,357 (+7.41%) Land $10,003 Building $51,354	$184,071 (+7.41%) Land $30,009 Building $154,062
2021	$4,127.00 Homeowner's exemption	$57,124 Land $9,313 Building $47,811	$171,372 Land $27,939 Building $143,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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