540 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 540 Watson St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,749 sqft · built 1910
Lot Size0.139 acres (6,072 sqft)
Owner2 Individual Names on File
Tax Bill$4,321 (2025)
Flood ZoneZone X (minimal risk)
APN15-27-403-010

Property Details

APN / Parcel Number

Primary APN15-27-403-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,749 sqft Living Area
Gross Area3,309 sqft
Basement Area942 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area6,072 sqft (0.139 acres)
Lot Dimensions92 ft deep x 66 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address540 WATSON ST
CityAURORA
StateIL
Zip60505-4820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIDWELLS ADDN : W 92 FT LOT 8 BLK 17 LOT DIMENSIONS: 66 X 92 APPROX LOT SQ FT 6072 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal SubdivisionBIDWELLS ADDN
Legal Block17
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group5
Census Block5007
Census Tract854301

Owner

540 Watson St is owned and occupied by two individuals.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address540 WATSON ST, AURORA, IL 60505-4820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 540 Watson St was $4,321 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,321.00 Homeowner's exemption$74,172 (+9.39%) Land $8,491 Building $65,681$222,605 (+9.39%) Land $25,483 Building $197,122
2024$67,805 Land $7,762 Building $60,043$203,496 Land $23,295 Building $180,201
2022$3,743.00 (+1.99%) Homeowner's exemption$55,277 (+7.41%) Land $6,328 Building $48,949$165,831 (+7.41%) Land $18,984 Building $146,847
2021$3,670.00 Homeowner's exemption$51,463 Land $5,891 Building $45,572$154,389 Land $17,673 Building $136,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Watson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

Nearby Properties on Watson St

Nearby Streets

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