610 Water St, Williamstown, MA 01267 Property Records

Berkshire County and Williamstown Town property record for 610 Water St, Williamstown, MA 01267

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,092 sqft · built 1900
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Aug 2020)
Tax Bill	$13,777 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Sale & Mortgage
APN	`M_60752_939622`

Property Details

APN / Parcel Number

Primary APN	`M_60752_939622`
Alternative APNs	`WILL M:123.0 B:0016` `M:0123 P:0016`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,092 sqft Living Area
Gross Area	8,022 sqft
1st Floor Area	1,762 sqft
Basement Area	1,775 sqft
Unfinished Basement	1,775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M_60752_939622
Street Address	610 WATER ST
City	WILLIAMSTOWN
State	MA
Zip	01267-2872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	16
Jurisdiction	WILLIAMSTOWN MA
Township / Civil Division	WILLIAMSTOWN
Census Block Group	2
Census Block	2014
Census Tract	920102

Owner

610 Water St is owned and occupied by an individual who bought it in August 2020.

Source: Berkshire County and Williamstown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	610 WATER ST, WILLIAMSTOWN, MA 01267-2872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ADAMS BANK & TRUST
Aug 20, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	May 24, 2013
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	1722-749
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	610 WATER ST, WILLIAMSTOWN, MA 01267-2872
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1767-366
Date	Sep 30, 2021
Book Page	1767/366
Instrument	6642

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSTOWN MA
Recording Date	Aug 20, 2020
Property Address	610 WATER ST, WILLIAMSTOWN, MA 01267-2872
Document Number	1722-749
Book / Page	1722 / 749
Instrument Date	Jul 13, 2020
Instrument	4475
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WATER ST, WILLIAMSTOWN, MA 01267-2872

Mortgage

Document Number	4476
Date	Aug 20, 2020
Instrument	4476

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Sep 1, 2027
Max Rate At Change	2.75%
Index	3-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 610 Water St was $13,777, up 6% from the year before.

Source: Berkshire County and Williamstown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Williamstown Town
Unified School District	Mount Greylock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,777.00 (+5.99%)	$970,200 (+3%) Land $100,300 Building $857,800	$1,113,004
2025	$12,998.00	$941,900 Land $97,400 Building $844,500
2023	$12,472.00	$771,300 Land $84,200 Building $687,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 610 Water St; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN WATER DEPT serves 7,326 people · EPA ID MA1341000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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