596 Water St, Williamstown, MA 01267 Property Records

Berkshire County and Williamstown Town property record for 596 Water St, Williamstown, MA 01267

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,261 sqft · built 1893
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Jun 2017)
Tax Bill	$6,918 (2026)
Deeds & Mortgages	May 2023 Line of Credit Aug 2017 Mortgage + 3 more
APN	`M_60728_939670`

Property Details

APN / Parcel Number

Primary APN	`M_60728_939670`
Alternative APNs	`WILL M:123.0 B:0015` `M:0123 P:0015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,261 sqft Living Area
Gross Area	5,914 sqft
1st Floor Area	912 sqft
Basement Area	1,431 sqft
Unfinished Basement	1,431 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M_60728_939670
Street Address	596 WATER ST
City	WILLIAMSTOWN
State	MA
Zip	01267-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	15
Jurisdiction	WILLIAMSTOWN MA
Township / Civil Division	WILLIAMSTOWN
Census Block Group	2
Census Block	2014
Census Tract	920102

Owner

596 Water St is owned and occupied by two individuals who bought it in June 2017.

Source: Berkshire County and Williamstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	596 WATER ST, WILLIAMSTOWN, MA 01267-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN 1ST BANK & TRUST CO
Aug 8, 2017	Deed of Trust, Mortgage MOUNTAINONE BK
Oct 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MOUNTAIN 1ST BANK & TRUST CO
Feb 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MOUNTAIN 1ST BANK & TRUST CO
Jun 19, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Deed Document Number	20173406
Deed Book / Page	1626 / 892
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	596 WATER ST, WILLIAMSTOWN, MA 01267-2868
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001822-981
Date	May 3, 2023
Book Page	1822/981
Instrument	2100

Lender

Name	MOUNTAIN 1ST BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	596 WATER ST, WILLIAMSTOWN, MA 01267-2868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1631-250
Date	Aug 8, 2017
Book Page	1631/250
Instrument	4659

Lender

Name	MOUNTAINONE BK

Agreement

Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	596 WATER ST, WILLIAMSTOWN, MA 01267-2868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1694-222
Date	Oct 1, 2019
Book Page	1694/222
Instrument	5319

Lender

Name	MOUNTAIN 1ST BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	596 WATER ST, WILLIAMSTOWN, MA 01267-2868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1705-601
Date	Feb 11, 2020
Book Page	1705/601
Instrument	737

Lender

Name	MOUNTAIN 1ST BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSTOWN MA
Recording Date	Jun 19, 2017
Property Address	596 WATER ST, WILLIAMSTOWN, MA 01267-2868
Document Number	1626-892
Book / Page	001626 / 000892
Instrument Date	Jun 16, 2017
Instrument	3406
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,240.32
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	596 WATER ST WILLIAMSTOWN MA 012672868, WILLIAMSTOWN, MA 01267-2868

Tax Assessment & Valuation

The 2026 property tax bill for 596 Water St was $6,918, up 6% from the year before.

Source: Berkshire County and Williamstown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Williamstown Town
Unified School District	Mount Greylock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,918.00 (+5.99%)	$487,200 (+3%) Land $93,500 Building $393,700	$512,389
2025	$6,527.00	$473,000 Land $90,800 Building $382,200
2023	$6,238.00	$385,800 Land $78,600 Building $307,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 596 Water St; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 596 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN WATER DEPT serves 7,326 people · EPA ID MA1341000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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