Monroe County property record for 610 W 3rd St, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,938 sqft · built 1990 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Sep 2014) |
| Tax Bill | $4,541 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-14600-00 |
| Primary APN | 013-14600-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 1,938 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 127 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 013-14600-00 |
|---|---|
| Street Address | 610 W 3RD ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT PT OUTLOT 1 |
| Legal Subdivision | BLOOMINGTON |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Steele Dunning Historic District listed 2000 · 27 contributing resources · NRIS 00001140 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 610 W 3RD ST, BLOOMINGTON, IN 47404-5117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2014 · Amount on Record |
| Deed Sale | Sep 8, 2014 · Amount on Record |
| Prior Sale | Jan 27, 2011 · Amount on Record |
| Deed Document Number | 201411487 |
| Prior Transfer Date | Jan 6, 2011 |
| Prior Transfer Doc | 2011001344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 610 W 3RD ST, BLOOMINGTON, IN 47404-5117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021017527 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021017527 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,541.00 (-9.49%) | $445,400 (+5.45%) Land $110,700 Building $334,700 | $445,400 (+5.45%) Land $110,700 Building $334,700 |
| 2024 | $5,017.00 (+18.86%) | ||
| 2023 | $422,400 (+10.34%) Land $104,400 Building $318,000 | $422,400 (+10.34%) Land $104,400 Building $318,000 | |
| 2022 | $4,221.00 Homeowner's exemption | $382,800 Land $90,800 Building $292,000 | $382,800 Land $90,800 Building $292,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Smithville Communications.
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