525 W 3rd St, Bloomington, IN 47404 Property Records

Monroe County property record for 525 W 3rd St, Bloomington, IN 47404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,236 sqft · built 1975
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$5,269 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN013-43800-00

Property Details

APN / Parcel Number

Primary APN013-43800-00
Alternative APN
  • 53-05-32-422-004.000-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,236 sqft Living Area
1st Floor Area3,236 sqft
Basement Area154 sqft
Unfinished Basement154 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions131 ft deep x 87 ft wide
TerrainHigh
Garage TypeDetached
Garage Area442 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number013-43800-00
Street Address525 W 3RD ST
CityBLOOMINGTON
StateIN
Zip47404-5114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROSPECT HILL PT LOTS 2 & 4
Legal Lot Number2,4
JurisdictionMONROE IN
Township / Civil DivisionBLOOMINGTON
Census Block Group1
Census Block1041
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Steele Dunning Historic District
listed 2000 · 27 contributing resources · NRIS 00001140

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address525 W 3RD ST, BLOOMINGTON, IN 47404-5114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address525 W 3RD ST, BLOOMINGTON, IN 47404-5114
Transaction TypeMortgage
Record UpdatedFeb 17, 2022
Title CompanyAMERICAN GUARANTY TITLE INSURANCE, AMERICAN GUARANTY TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 W 3RD ST, BLOOMINGTON, IN 47404-5114

Mortgage

Document Number2022001593
DateJan 26, 2022
Instrument2022001593
Lender
NameOLD NATIONAL BANK
TypeBank
AddressBLOOMINGTON, IN 47401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 23, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionBloomington Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,269.00 (-7.76%)$505,100 (+6.27%) Land $210,700 Building $294,400$505,100 (+6.27%) Land $210,700 Building $294,400
2024$5,712.00 (+20.81%)
2023$475,300 (+11.21%) Land $198,800 Building $276,500$475,300 (+11.21%) Land $198,800 Building $276,500
2022$4,728.00 Homeowner's exemption$427,400 Land $172,900 Building $254,500$427,400 Land $172,900 Building $254,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Smithville Communications.

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