Kenton County property record for 604 W 35th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1913 |
| Lot Size | 0.031 acres (1,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Aug 2018) |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-15-013.00 |
| Primary APN | 056-12-15-013.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Finished Area |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,350 sqft (0.031 acres) |
| Lot Dimensions | 50 ft deep x 27 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 604 W 35TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 7 PT LOTS 15-16 27'X 50' NS 35TH 40' W MABLE |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 7 |
| Legal Block | 7 |
| Legal Lot Number | 15,16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 61400 |
604 W 35th St is owned and occupied by two individuals who bought it in August 2018.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 W 35TH ST, COVINGTON, KY 41015-1370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Aug 30, 2018 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 201808 30 059 00005 |
| Deed Book / Page | 6489 / 273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 604 W 35TH ST, COVINGTON, KY 41015-1370 |
| Document Number | 0000000188 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 604 W 35TH ST COVINGTON KY 410151370, COVINGTON, KY 41015-1370 |
| Document Number | 0000000188 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 0C6580/000001 |
| Instrument | 188 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 30, 2018 |
| Property Address | 604 W 35TH ST, COVINGTON, KY 41015-1370 |
| Document Number | 0000000005 |
| Book / Page | 0C6489 / 000273 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 5 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $46.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 W 35TH ST COVINGTON KY 410151370, COVINGTON, KY 41015-1370 |
The 2025 property tax bill for 604 W 35th St was $826.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,500 (+86.7%) Land $10,000 Building $106,500 | $116,500 (+86.7%) Land $10,000 Building $106,500 | |
| 2025 | $826.00 | $62,400 Land $5,000 Building $57,400 | $62,400 Land $5,000 Building $57,400 |
| 2023 | $831.00 | $62,400 Land $5,000 Building $57,400 | $62,400 Land $5,000 Building $57,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 W 35th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 604 W 35th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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