610 Simonton St, Covington, TN 38019 Property Records

Tipton County property record for 610 Simonton St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1956
Lot Size	0.37 acres (16,000 sqft)
Owner	Company Name on Record
Last Sale	$174,900 (May 2024)
Tax Bill	$355 (2022)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`084025O B 00100`

Property Details

APN / Parcel Number

Primary APN	`084025O B 00100`
Alternative APN	`025O B 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.37 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 SIMONTON ST
City	COVINGTON
State	TN
Zip	38019-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C80
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	40700

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 SUNNYVALE ST, SAINT AUGUSTINE, FL 32095-0145
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Non-Conforming Investor Loan BPL MORTGAGE LLC
Sep 18, 2025	Quit Claim Deed, Transfer SADDLE CREEK TITLE LLC
May 23, 2024	Warranty Deed, Transfer
May 8, 2024	Warranty Deed, Transfer SADDLE CREEK TITLE LLC
Apr 29, 2021	Warranty Deed, Transfer · Commercial Mortgage AVALON CAPITAL LLC
Jan 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	May 8, 2024 · Amount on Record
Deed Document Number	2024274727
Deed Book / Page	2039 / 404
Last Transfer Date	Aug 29, 2025
Transfer Doc	0002096468
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	610 SIMONTON ST, COVINGTON, TN 38019-1921
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SADDLE CREEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 MONTEGO WAY, PONTE VEDRA BEACH, FL 32082-1227
Investor	Possibly a Property Investor

Mortgage

Document Number	0002061496
Date	Nov 25, 2024
Book Page	2061/496
Instrument	279159

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company
Address	1801 S MEYERS RD STE 400, OAKBROOK TERRACE, IL 60181

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2054

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 18, 2025
Property Address	610 SIMONTON ST, COVINGTON, TN 38019-1921
Document Number	0002096468
Book / Page	2096 / 468
Instrument Date	Aug 29, 2025
Instrument	286671
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SADDLE CREEK TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUNNYVALE ST, ST AUGUSTINE, FL 32095-0145

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 23, 2024
Property Address	610 SIMONTON ST, COVINGTON, TN 38019-1921
Document Number	0002039404
Book / Page	2039 / 404
Instrument Date	May 15, 2024
Instrument	274727
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$647.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8114 TROPICAL KINGBIRD ST, WINTER GARDEN, FL 34787-8864
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 8, 2024
Property Address	610 SIMONTON ST, COVINGTON, TN 38019-1921
Document Number	0002037995
Book / Page	2037 / 995
Instrument Date	May 2, 2024
Instrument	274361
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 381373, GERMANTOWN, TN 38183-1373
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 29, 2021
Property Address	610 SIMONTON ST, COVINGTON, TN 38019-1921
Document Number	0001898413
Book / Page	1898 / 413
Instrument Date	Apr 28, 2021
Instrument	244354
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 MADISON AVE, MEMPHIS, TN 38104-2327
Investor	Possibly a Property Investor

Mortgage

Document Number	0000244355
Date	Apr 29, 2021
Instrument	244355

Lender

Name	AVALON CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 2, 2018
Property Address	610 SIMONTON ST, COVINGTON, TN 38019-1921
Document Number	17441121
Book / Page	001744 / 001121
Instrument Date	Dec 21, 2017
Instrument	210262
Transaction Type	Foreclosure
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,325 (+122.17%) Land $2,875 Building $31,450
2024		$15,450 (-) Land $2,875 Building $12,575
2023		$15,450 (+42.73%) Land $2,875 Building $12,575
2022	$355.00	$10,825 Land $2,100 Building $8,725	$43,300 (-68.46%) Land $8,400 Building $34,900
2020			$137,300 Land $11,500 Building $125,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Simonton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures