Tipton County property record for 521 Simonton St, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,201 sqft · built 2005 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,775,000 (Apr 2024) |
| Tax Bill | $714 (2022) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 084025O A 00300 |
| Primary APN | 084025O A 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,201 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Upper Floors Area | 522 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 SIMONTON ST |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C80 |
| Legal Subdivision | SJ BASKIN PROP |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40601 |
521 Simonton St is owned by a company that bought it in April 2024.
Source: Tipton County records, as of January 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1364 MUNFORD AVE, MUNFORD, TN 38058-6738 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF FAYETTE COUNTY |
| Jun 3, 2020 | Warranty Deed, Transfer · Line of Credit THE BANK OF FAYETTE COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on File |
| Deed Sale | Apr 30, 2024 · Amount on File |
| Deed Document Number | 0002043325 |
| Deed Book / Page | 1609 / 614 |
| Prior Transfer Date | Nov 25, 2013 |
| Prior Transfer Doc | 172592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 521 SIMONTON ST, COVINGTON, TN 38019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002026931 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 2026/931 |
| Instrument | 271976 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Address | OAKLAND, TN 38060 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jun 3, 2020 |
| Property Address | 521 SIMONTON ST, COVINGTON, TN 38019 |
| Document Number | 0001846123 |
| Book / Page | 1846 / 123 |
| Map Reference | MB 486 PG 144 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 233739 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 561, BRIGHTON, TN 38011-0561 |
| Document Number | 0000233740 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 233740 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,200 Land $1,900 Building $29,300 | ||
| 2023 | $31,200 Land $1,900 Building $29,300 | ||
| 2022 | $714.00 | ||
| 2020 | $124,800 Land $7,600 Building $117,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 521 Simonton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 521 Simonton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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