610 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 610 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.173 acres (7,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Apr 2026)
Tax Bill	$6,920 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-105-129`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-105-129`

Exterior

Lot Area	7,543 sqft (0.173 acres)

Location & Zoning

Street Address	610 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 396B SAWGRASS SUB PHASE 4
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 4
Legal Lot Number	396B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 23, 2023	Warranty Deed, Transfer · Closed-End Mortgage FISHER NATIONAL BANK
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 31, 2019	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK
Nov 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MARINE BK
Nov 1, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	May 23, 2023 · Amount on Record
Deed Document Number	20264928
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	0000020810
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 7, 2026
Property Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000004928
Instrument Date	Feb 18, 2026
Instrument	20264928
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ILLINOIS TITLE GROUP LLC, ILLINOIS TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000004929,
Date	Apr 7, 2026
Instrument	20264929

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 23, 2023
Property Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000006594
Map Reference	DOC 2004R29592
Instrument Date	Apr 28, 2023
Instrument	2023R06594
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000006595
Date	May 23, 2023
Instrument	2023R06595

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 4, 2020
Property Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000025543
Map Reference	DOC 2004R29592
Instrument Date	Nov 13, 2020
Instrument	2020R25543
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000025544
Date	Dec 4, 2020
Instrument	2020R25544

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 31, 2019
Property Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000022047
Map Reference	DOC 2004R29592
Instrument Date	Dec 27, 2019
Instrument	2019R22047
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000022048
Date	Dec 31, 2019
Instrument	2019R22048

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 20, 2018
Property Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Instrument Date	Nov 15, 2018
Instrument	20034
Transaction Type	Construction Loan
Record Updated	Dec 11, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 SEDGEGRASS DR CHAMPAIGN IL 618222035, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000020034
Date	Nov 20, 2018
Instrument	20034

Lender

Name	MARINE BK
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 1, 2018
Property Address	610 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000018889
Instrument Date	Oct 31, 2018
Instrument	18889
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$47.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 SEDGEGRASS DR CHAMPAIGN IL 618222035, CHAMPAIGN, IL 61822-2035

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,770 (+33.53%) Land $12,430 Building $83,340	$287,310 (+33.53%) Land $37,290 Building $250,020
2024	$6,920.00 (+14.51%)
2022	$6,043.00 Homeowner's exemption	$71,720 Land $9,310 Building $62,410	$215,160 Land $27,930 Building $187,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Sedgegrass Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures