609 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 609 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,791 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Sep 2022)
Tax Bill	$6,240 (2024)
Deeds & Mortgages	Jan 2023 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-114-016`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-114-016`

Exterior

Lot Area	10,791 sqft (0.248 acres)

Location & Zoning

Street Address	609 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 407 SAWGRASS SUB PHASE 4
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 4
Legal Lot Number	407
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3013
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	609 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Divorce Transfer, Transfer
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION
Oct 14, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202216745
Prior Transfer Date	Jan 12, 2012
Prior Transfer Doc	0000001286
Record Updated	Oct 29, 2026

January 2023: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 31, 2023
Property Address	609 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Document Number	0000001248
Map Reference	DOC 200R29592
Instrument Date	Sep 6, 2022
Instrument	2023R01248
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 8, 2022
Property Address	609 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Document Number	0000016745
Map Reference	DOC 2004R29592
Instrument Date	Sep 6, 2022
Instrument	2022R16745
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	609 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034

Mortgage

Document Number	0000016746
Date	Sep 8, 2022
Instrument	2022R16746

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 14, 2020
Property Address	609 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Document Number	0000021205
Map Reference	DOC 2004R29592
Instrument Date	Oct 1, 2020
Instrument	2020R21205
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034

Mortgage

Document Number	0000021207
Date	Oct 14, 2020
Instrument	2020R21207

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000021206
Date	Oct 14, 2020
Instrument	2020R21206

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,630 (+33.53%) Land $17,680 Building $74,950	$277,890 (+33.53%) Land $53,040 Building $224,850
2024	$6,240.00 (+16.27%)
2022	$5,367.00 Homeowner's exemption	$69,370 Land $13,240 Building $56,130	$208,110 Land $39,720 Building $168,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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