595 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 595 Sandy Hook Rd, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,056 sqft · built 1980
Lot Size	0.269 acres (11,731 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2012)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-1689-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-1689-8`
Alternative APNs	`36-27-15-96579-012-0190` `271536965790120190` `152736965790120190` `R391328`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	2,056 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,731 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	322 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R391328
Street Address	595 SANDY HOOK RD
City	PALM HARBOR
State	FL
Zip	34683-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WESTLAKE VILLAGE BLK 12, LOT 19
Legal Range	15E
Legal Township	27S
Legal Section	36
Legal Subdivision	WESTLAKE VILLAGE
Legal Tract	96579
Legal Block	12
Legal Lot Number	19
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	27206

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	595 SANDY HOOK RD, PALM HARBOR, FL 34683-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2012 · Amount on Record
Deed Sale	Oct 4, 2012 · Amount on Record
Deed Document Number	2012288029
Deed Book / Page	17737 / 1375
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	595 SANDY HOOK RD, PALM HARBOR, FL 34683-3728
Document Number	0203671693
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 SANDY HOOK RD PALM HARBOR FL 346833728, PALM HARBOR, FL 34683-3728

Mortgage

Document Number	0203671693
Date	Dec 13, 2018
Book Page	020367/001693
Instrument	397813

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00 (+7.95%) Homeowner's exemption	$230,799 (+5.99%)	$486,698 (+4.71%) Land $156,311 Building $330,387
2023	$3,285.00 (+3.07%) Homeowner's exemption	$217,761 (+3%)	$464,823 (+16.62%) Land $196,897 Building $267,926
2022	$3,187.00 Homeowner's exemption	$211,418	$398,579 Land $195,793 Building $202,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	2 (1981–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20