610 S Cherry St, Effingham, IL 62401 Property Records

Effingham County property record for 610 S Cherry St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1962
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$1,571 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-16-038-002`

Property Details

APN / Parcel Number

Primary APN	`03-16-038-002`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,464 sqft Base Area
1st Floor Area	1,464 sqft
Basement Area	1,464 sqft
Unfinished Basement	1,464 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	610 S CHERRY ST
City	EFFINGHAM
State	IL
Zip	62401-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 71.5FT LOTS 7,8 & 9 BLK 16 ADD C TO WESTERN 24001418 442/132
Legal Subdivision	ADDITION C TO WESTERN ADDITION
Legal Block	16
Legal Lot Number	7-9
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2021
Census Tract	950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 S CHERRY ST, EFFINGHAM, IL 62401-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 1, 2024
Transfer Doc	0000001418
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,571.00 (-22.8%)	$71,730 (+31.91%) Land $13,290 Building $58,440	$215,190 (+31.91%) Land $39,870 Building $175,320
2022	$2,035.00 Homeowner's exemption Senior Citizen's exemption	$54,380 Land $10,070 Building $44,310	$163,140 Land $30,210 Building $132,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20