511 S Cherry St, Effingham, IL 62401 Property Records

Effingham County property record for 511 S Cherry St, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,048 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2021)
Tax Bill	$1,371 (2022)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-038-030`

Property Details

APN / Parcel Number

Primary APN	`03-16-038-030`

Interior

Stories	1 Story
Building Area	1,048 sqft Base Area
Basement Area	810 sqft

Exterior

Year Built	Built 1950
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	511 S CHERRY ST
City	EFFINGHAM
State	IL
Zip	62401-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 WABASH SUB 3750/73 1232/41
Legal Subdivision	WABASH SUBDIVISION
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2017
Census Tract	950800

Owner

Source: Effingham County records · APN 03-16-038-030

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	511 S CHERRY ST, EFFINGHAM, IL 62401-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	202121006265
Deed Book / Page	3750 / 73
Record Updated	Jun 07, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 23, 2021
Property Address	511 S CHERRY ST, EFFINGHAM, IL 62401-1927
Document Number	0003750/73
Book / Page	3750 / 73
Instrument Date	Dec 20, 2021
Instrument	202121006265
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S CHERRY ST, EFFINGHAM, IL 62401-1927

Mortgage

Document Number	202121006266
Date	Dec 23, 2021
Instrument	202121006266

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,371.00 Homeowner's exemption	$27,030 Land $10,440 Building $16,590	$81,090 Land $31,320 Building $49,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Consolidated Communications	DSL	500 / 75
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Wabash Telephone Cooperative, AT&T, Wisper ISP, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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