Merced County property record for 610 Phelps Dr, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,789 sqft · built 2019 |
| Lot Size | 0.127 acres (5,559 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $410,000 (Sep 2021) |
| Tax Bill | $6,737 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230-140-009-000 |
| Primary APN | 230-140-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,789 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood Frame |
| Lot Area | 5,559 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 230140009 |
|---|---|
| Street Address | 610 PHELPS DR |
| City | MERCED |
| State | CA |
| Zip | 95348-9612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLEVUE RANCH WEST VILLAGE 4 LOT 85 |
| Legal Subdivision | BELLEVUE RANCH WEST VILLAGE 04 |
| Legal Lot Number | 85 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1007 |
Source: Merced County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 200 RASHELLE CT, SAN RAMON, CA 94582-5220 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 21, 2021 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 5, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jan 11, 2019 | Quit Claim Deed, Construction Loan FIRST AMERICAN TITLE |
| Aug 2, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Nov 5, 2019 · Amount on Record |
| Deed Document Number | 2021042224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 21, 2021 |
| Property Address | 610 PHELPS DR, MERCED, CA 95348-9612 |
| Document Number | 0000042224 |
| Map Reference | MB 70 PG 38-46 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021042224 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CONSUMERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 200 EASHELLE COURT, SAN RAMON, CA 94582 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042225 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021042225 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 5, 2019 |
| Property Address | 610 PHELPS DR, MERCED, CA 95348-9612 |
| Document Number | 0000036212 |
| Map Reference | MB 70 PG 38-46 |
| Instrument Date | Nov 3, 2019 |
| Instrument | 2019036212 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ORANGE COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4630 FULTON ST, SAN FRANCISCO, CA 94121-3720 |
| Document Number | 0000036213 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 2019036213 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 11, 2019 |
| Property Address | 610 PHELPS DR, MERCED, CA 95348-9612 |
| Document Number | 0000001128 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 1128 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 2, 2018 |
| Property Address | 610 PHELPS DR, MERCED, CA 95348-9612 |
| Document Number | 0000023669 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 23669 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244 |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,737.00 (+6.25%) | $435,094 (+4.04%) Land $90,202 Building $344,892 |
| 2023 | $6,341.00 (+2.03%) | $418,200 Land $86,700 Building $331,500 |
| 2022 | $6,215.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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