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632 Phelps Dr, Merced, CA 95348 Property Records

Merced County property record for 632 Phelps Dr, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,478 sqft · built 2019
Lot Size0.108 acres (4,725 sqft)
OwnerTrust Name on File
Last Sale$370,500 (Oct 2019)
Tax Bill$6,400 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN230-140-006-000

Property Details

APN / Parcel Number

Primary APN230-140-006-000
Alternative APN
  • 230140006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,478 sqft Living Area

Exterior

Year BuiltBuilt 2019
Architectural StyleOther
Construction TypeWood Frame
Lot Area4,725 sqft (0.108 acres)
Garage TypeAttached
Garage Area467 sqft
Parking Spaces2 Parking Spaces
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number230140006
Street Address632 PHELPS DR
CityMERCED
StateCA
Zip95348-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE RANCH WEST VILLAGE 4 LOT 82
Legal SubdivisionBELLEVUE RANCH WEST VILLAGE 04
Legal Lot Number82
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1002
Census Tract1007

Owner

Source: Merced County records · APN 230-140-006-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Co-owner2 Verified Secondary Owners
Mailing Address4956 HOULTON CT, DUBLIN, CA 94568-4842
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 18, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 11, 2019Quit Claim Deed, Construction Loan
FIRST AMERICAN TITLE
Aug 02, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Prior SaleJan 11, 2019
Deed Document Number2019033939
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address632 PHELPS DR, MERCED, CA 95348-9612
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4956 HOUIATON CT, DUBLIN, CA 94568

Mortgage

Document Number0000041919
DateSep 20, 2021
Instrument2021041919
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueJun 01, 2036

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateOct 18, 2019
Property Address632 PHELPS DR, MERCED, CA 95348-9612
Document Number0000033939
Map ReferenceMB 70 PG 38-46
Instrument DateOct 12, 2019
Instrument2019033939
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3721 DOUGLAS BLVD STE 150, 3721, ROSEVILLE, CA 95661-4244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address4956 HOULTON CT, DUBLIN, CA 94568-4842

Mortgage

Document Number0000033940
DateOct 18, 2019
Instrument2019033940
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034

January 2019: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJan 11, 2019
Property Address632 PHELPS DR, MERCED, CA 95348-9612
Document Number0000001128
Instrument DateJan 09, 2019
Instrument1128
Transaction TypeConstruction Loan
Record UpdatedFeb 12, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 02, 2018
Property Address632 PHELPS DR, MERCED, CA 95348-9612
Document Number0000023669
Instrument DateJul 31, 2018
Instrument23669
Transaction TypeTransfer
Record UpdatedSep 04, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$11,550.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,400.00 (+6.21%)$404,643 (+4.04%) Land $87,488 Building $317,155
2023$6,026.00 (+2.05%)$388,933 Land $84,092 Building $304,841
2022$5,905.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
UnWired Broadband Holding
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
Cal.net
Fixed Wireless		100 / 20

Based on FCC filings for 790 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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