530 Penfield Ave, Elyria, OH 44035 Property Records

Lorain County property record for 530 Penfield Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$46,900 (Sep 2026)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`012206-8`

Property Details

APN / Parcel Number

Primary APN	`012206-8`
Alternative APN	`06-24-026-108-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	126 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	012206-8
Street Address	530 PENFIELD AVE
City	ELYRIA
State	OH
Zip	44035-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD 1 54 X 126 LOT # 25
Legal Subdivision	OAKWOOD 1
Legal Tract	24
Legal Block	108
Legal Lot Number	25
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	70400

Owner

Source: Lorain County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 PENFIELD AVE, ELYRIA, OH 44035-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC
Nov 17, 2023	Warranty Deed, Transfer OHIO FIRST LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Jun 6, 2024 · Amount on Record
Deed Document Number	2026109978
Prior Transfer Date	Aug 27, 2026
Prior Transfer Doc	0000109978
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 1, 2026
Property Address	530 PENFIELD AVE, ELYRIA, OH 44035-3239
Document Number	0000109978
Instrument Date	Aug 27, 2026
Instrument	2026109978
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$18,947.60
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 PENFIELD AVE, ELYRIA, OH 44035-3239
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109979,
Date	Sep 1, 2026
Instrument	2026109979

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 17, 2023
Property Address	530 PENFIELD AVE, ELYRIA, OH 44035-3239
Document Number	0000936153
Map Reference	VOL 17 PG 44
Instrument Date	Nov 16, 2023
Instrument	2023-0936153
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	OHIO FIRST LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13161 CHELSEA CT, GRAFTON, OH 44044-1082

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00	$32,820 (-) Land $7,830 Building $24,990	$93,770 (-) Land $22,360 Building $71,410
2024	$1,553.00 (+14.87%)	$32,820 (+35.52%) Land $7,826 Building $24,994	$93,770 (+35.53%) Land $22,360 Building $71,410
2023	$1,352.00 (+0.37%)	$24,217 (-0.01%) Land $8,435 Building $15,782	$69,190 (-) Land $24,100 Building $45,090
2022	$1,347.00	$24,220 Land $8,440 Building $15,780
2021			$69,190 Land $24,100 Building $45,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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