610 N Wise Rd, Saluda, SC 29138 Property Records

Saluda County property record for 610 N Wise Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,213 sqft · built 1959
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2023)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079-20-04-001`

Property Details

APN / Parcel Number

Primary APN	`079-20-04-001`

Interior

Full Baths	1 Bath
Building Area	1,213 sqft Living Area
1st Floor Area	1,213 sqft

Exterior

Year Built	Built 1959
Garage Type	Carport
Carport	Carport
Carport Area	381 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	079 20 04 001
Street Address	610 N WISE RD
City	SALUDA
State	SC
Zip	29138-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 352-201/1194-60/1207-22/1419-154 PL REF 352-203
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1041
Census Tract	960201

Owner

610 N Wise Rd is owned and occupied by an individual who bought it in August 2023.

Source: Saluda County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	610 N WISE RD, SALUDA, SC 29138-1035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Other, Transfer · Conventional Mortgage ACOPIA LLC
Dec 11, 2018	Grant Deed, Transfer NOT AVAILABLE
Dec 28, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Aug 9, 2018
Deed Document Number	0001419154
Deed Book / Page	1419 / 154
Record Updated	Jun 8, 2026

August 2023: Other, Transfer

Document Type	Other
Jurisdiction	SALUDA SC
Recording Date	Aug 15, 2023
Property Address	610 N WISE RD, SALUDA, SC 29138-1035
Document Number	001419/0154
Book / Page	1419 / 154
Instrument Date	Aug 15, 2023
Instrument	2023-00011114
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N WISE RD, SALUDA, SC 29138-1035

Mortgage

Document Number	202300011115
Date	Aug 15, 2023
Instrument	2023-00011115

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	001419/0171
Date	Aug 15, 2023
Book Page	1419/171
Instrument	2023-00011116

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2038

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Dec 11, 2018
Property Address	610 N WISE RD, SALUDA, SC 29138-1035
Document Number	0012070022
Book / Page	001207 / 000022
Instrument Date	Dec 11, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$259.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Dec 28, 2017
Property Address	610 N WISE RD, SALUDA, SC 29138-1035
Document Number	0011940060
Book / Page	001194 / 000060
Instrument Date	Dec 28, 2017
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 610 N Wise Rd was $1,077 with a homeowner's exemption, down 6.3% from the year before.

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (-6.35%) Homeowner's exemption	$4,600 (-) Land $400 Building $4,200	$114,900 (-) Land $10,000 Building $104,900
2024	$1,150.00 (+71.39%) Homeowner's exemption	$4,600 (+13.58%) Land $400 Building $4,200	$114,900 (+70.22%) Land $10,000 Building $104,900
2023	$671.00 (+11.65%) Homeowner's exemption	$4,050 (+5%) Land $340 Building $3,710	$67,500 (-) Land $5,700 Building $61,800
2022	$601.00 Homeowner's exemption	$2,700 Land $230 Building $2,470	$67,500 Land $5,700 Building $61,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 N Wise Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 N Wise Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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