604 N Wise Rd, Saluda, SC 29138 Property Records

Saluda County property record for 604 N Wise Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft · built 1962
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Nov 2024)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-20-05-003`

Property Details

APN / Parcel Number

Primary APN	`079-20-05-003`

Interior

Full Baths	1 Bath
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	30,492 sqft (0.7 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	604 N WISE RD
City	SALUDA
State	SC
Zip	29138-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	52-339/320-115
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1040
Census Tract	960201

Owner

Source: Saluda County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	604 N WISE RD, SALUDA, SC 29138-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Deed Document Number	202414422
Deed Book / Page	1474 / 208
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALUDA SC
Recording Date	Nov 1, 2024
Property Address	604 N WISE RD, SALUDA, SC 29138-1028
Document Number	001474/0208
Book / Page	1474 / 208
Instrument Date	Oct 31, 2024
Instrument	2024-00014422
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N WISE RD, SALUDA, SC 29138-1028

Mortgage

Document Number	202400014423
Date	Nov 1, 2024
Instrument	2024-00014423

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

Mortgage

Document Number	001474/0225
Date	Nov 1, 2024
Book Page	1474/225
Instrument	2024-00014424

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (+1,560.82%) Homeowner's exemption	$3,710 (-) Land $340 Building $3,370	$61,800 (-) Land $5,700 Building $56,100
2024		$3,710 (+50.2%) Land $340 Building $3,370	$61,800 (-) Land $5,700 Building $56,100
2023	$97.00 Homeowner's exemption	$2,470 (-) Land $230 Building $2,240	$61,800 (-) Land $5,700 Building $56,100
2022	Homeowner's exemption	$2,470 Land $230 Building $2,240	$61,800 Land $5,700 Building $56,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, Spectrum.

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