610 Mary St, Frederick, MD 21701 Property Records

Frederick County property record for 610 Mary St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 870 sqft · built 1956
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2020)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Oct 2020 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-017024`

Property Details

APN / Parcel Number

Primary APN	`02-017024`
Alternative APNs	`2017024` `017024`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	870 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	12 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	017024
Street Address	610 MARY ST
City	FREDERICK
State	MD
Zip	21701-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	L 26 58X150 610 MARY ST FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	26
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2006
Census Tract	765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 MARY ST, FREDERICK, MD 21701-6232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Grant Deed, Transfer VILLAGE SETTLEMENTS INC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Oct 30, 2013 · Amount on Record
Deed Book / Page	14221 / 427
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	0142210427
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 30, 2020
Property Address	610 MARY ST, FREDERICK, MD 21701-6232
Document Number	0142210427
Book / Page	014221 / 000427
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MARY ST FREDERICK MD 217016232, FREDERICK, MD 21701-6232

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	610 MARY ST, FREDERICK, MD 21701-6232
Document Number	0142210435
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MARY ST FREDERICK MD 217016232, FREDERICK, MD 21701-6232

Mortgage

Document Number	0142210435
Date	Oct 23, 2020
Book Page	014221/000435

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2030

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,633 (+5.23%)	$321,700 (+15.68%) Land $152,700 Building $169,000
2025	$4,011.00 (+4.78%) Homeowner's exemption	$278,100 (+29.13%) Land $114,800 Building $163,300	$278,100 (-) Land $114,800 Building $163,300
2024	$3,828.00 (+7.2%)
2023	$3,571.00 Homeowner's exemption	$215,367	$278,100 Land $114,800 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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