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605 Mary St, Frederick, MD 21701 Property Records

Frederick County property record for 605 Mary St, Frederick, MD 21701 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,470 sqft · built 1955
Lot Size0.229 acres (9,971 sqft)
Owner2 Individual Names on File
Last Sale$132,700 (Apr 1999)
Tax Bill$6,051 (2025)
Deeds & MortgagesJan 2026 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-038730

Property Details

APN / Parcel Number

Primary APN02-038730
Alternative APNs
  • 2038730
  • 038730

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area1,470 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,971 sqft (0.229 acres)
Lot Dimensions169 ft deep x 59 ft wide
PorchOpen Porch
Porch Area192 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number038730
Street Address605 MARY ST
CityFREDERICK
StateMD
Zip21701-6231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT #33 59 X 169 605 MARY ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number33
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2003
Census Tract765100

Owner

Source: Frederick County records · APN 02-038730

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address605 MARY ST, FREDERICK, MD 21701-6231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2026Deed of Trust, Mortgage · FHA Mortgage
FRANKLIN LOAN CENTER
May 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 1999 · Amount on Record
Deed SaleApr 12, 1999 · Amount on Record
Prior SaleFeb 22, 1991 · Amount on Record
Deed Document Number19992060
Deed Book / Page2564 / 1350
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address605 MARY ST, FREDERICK, MD 21701-6231
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 MARY ST, FREDERICK, MD 21701-6231

Mortgage

Document Number0176740119
DateJan 07, 2026
Book Page17674/119
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
AddressPALM DESERT, CA 92260
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2055

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address605 MARY ST, FREDERICK, MD 21701-6231
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0124300383
DateMay 24, 2018
Book Page12430/0383
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,051.00 (+33.14%)$326,700 (+31.75%) Land $119,800 Building $206,900$326,700 (-) Land $119,800 Building $206,900
2023$4,545.00$247,967$326,700 Land $119,800 Building $206,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2018–2019)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2019, other causes
Claims By Storm
  • Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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