610 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 610 Laja Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 2018
Lot Size	0.144 acres (6,269 sqft)
Owner	Individual Name on File
Last Sale	$295,500 (Aug 2020)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-82005-040`

Property Details

APN / Parcel Number

Primary APN	`989-82005-040`
Alternative APN	`597615`

Interior

Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,269 sqft (0.144 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	610 LAJA LOOP
City	LAREDO
State	TX
Zip	78045-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 5, LOT 4, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	4
Legal Block	5
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	610 LAJA LOOP, LAREDO, TX 78045-6927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Vendor's Lien, Transfer · Conventional Mortgage CITIZENS BANK NA
May 27, 2020	Special Warranty Deed, Transfer
Nov 16, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	May 27, 2020
Deed Document Number	20201400406
Deed Book / Page	4837 / 560
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	004837/560
Record Updated	Oct 29, 2026

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 10, 2020
Property Address	610 LAJA LOOP, LAREDO, TX 78045-6927
Document Number	004837/560
Book / Page	4837 / 560
Map Reference	VOL 35 PG 78&79
Instrument Date	Aug 7, 2020
Instrument	1400406
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 LAJA LOOP, LAREDO, TX 78045-6927

Mortgage

Document Number	0001400407
Date	Aug 10, 2020
Instrument	1400407

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 27, 2020
Property Address	610 LAJA LOOP, LAREDO, TX 78045-6927
Document Number	004788/242
Book / Page	4788 / 242
Map Reference	VOL 35 PG 78&79
Instrument Date	May 12, 2020
Instrument	1392686
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 S BROAD ST # ST100A, 500, MERIDEN, CT 06450-6643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8757 AUGUSTA LOOP, LAREDO, TX 78045-7527

November 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 16, 2018
Property Address	610 LAJA LOOP, LAREDO, TX 78045-6927
Document Number	004508/416
Book / Page	4508 / 416
Map Reference	VOL 35 PG 78&79
Instrument Date	Nov 13, 2018
Instrument	1345071
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 LAJA LOOP, LAREDO, TX 78045-6927

Mortgage

Document Number	0001345072
Date	Nov 16, 2018
Instrument	1345072

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,169 (-0.45%) Land $96,856 Building $231,313	$328,169 (-0.45%) Land $96,856 Building $231,313
2025	$1,668.00 (+9.16%) Homeowner's exemption	$329,641 (+14.46%) Land $96,856 Building $232,785	$329,641 (+14.46%) Land $96,856 Building $232,785
2024	$1,528.00 (-9.43%)
2023		$287,996 Land $83,879 Building $204,117	$287,996 Land $83,879 Building $204,117
2022	$1,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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