609 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 609 Laja Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,854 sqft · built 2019
Lot Size	0.142 acres (6,181 sqft)
Owner	2 Individual Names on File
Last Sale	$253,800 (Jun 2019)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-82006-050`

Property Details

APN / Parcel Number

Primary APN	`989-82006-050`
Alternative APN	`597624`

Interior

Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	1,854 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,181 sqft (0.142 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Location & Zoning

Street Address	609 LAJA LOOP
City	LAREDO
State	TX
Zip	78045-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 6, LOT 5, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	4
Legal Block	6
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records · APN 989-82006-050

Assessment roll updated October 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 LAJA LOOP, LAREDO, TX 78045-6927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	20191363806
Deed Book / Page	4617 / 466
Record Updated	Sep 20, 2026

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 19, 2019
Property Address	609 LAJA LOOP, LAREDO, TX 78045-6927
Document Number	004617/466
Book / Page	4617 / 466
Map Reference	VOL 35 PG 78-79
Instrument Date	Jun 17, 2019
Instrument	1363806
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LAJA LOOP, LAREDO, TX 78045-6927

Mortgage

Document Number	0001363807
Date	Jun 19, 2019
Instrument	1363807

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00 (-15.82%)	$329,245 (+13.75%) Land $95,496 Building $233,749	$329,245 (+13.75%) Land $95,496 Building $233,749
2024	$1,979.00 (+16.48%)
2023		$289,449 Land $82,702 Building $206,747	$289,449 Land $82,702 Building $206,747
2022	$1,699.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 436 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.