610 Gillespie St, Dobson, NC 27017 Property Records

Surry County property record for 610 Gillespie St, Dobson, NC 27017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1950
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$113,500 (Feb 2023)
Tax Bill	$1,050 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4996-05-09-5034`

Property Details

APN / Parcel Number

Primary APN	`4996-05-09-5034`
Alternative APNs	`100111487` `100124210` `100125835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,096 sqft
Attic	Attic
Attic Area	312 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	22,651 sqft (0.52 acres)
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100125835
Street Address	610 GILLESPIE ST
City	DOBSON
State	NC
Zip	27017-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	S OPERATING
Legal Subdivision	DOBSON-TOWN RES.
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2036
Census Tract	931002

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 GILLESPIE ST, DOBSON, NC 27017-8454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2024	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP
Apr 10, 2023	Affidavit, Transfer
Aug 26, 2022	Warranty Deed, Transfer
Aug 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2023703244
Deed Book / Page	1846 / 114
Prior Transfer Date	Nov 19, 2012
Prior Transfer Doc	01423/0601
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	610 GILLESPIE ST, DOBSON, NC 27017-8454
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001914/64
Date	Nov 14, 2024
Book Page	1914/64
Instrument	720037

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 21, 2023
Property Address	610 GILLESPIE ST, DOBSON, NC 27017-8454
Document Number	001846/114
Book / Page	1846 / 114
Instrument Date	Feb 21, 2023
Instrument	703244
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 GILLESPIE ST, DOBSON, NC 27017-8454

Mortgage

Document Number	0000703245
Date	Feb 21, 2023
Instrument	703245

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001846/137
Date	Feb 21, 2023
Book Page	1846/137
Instrument	703246

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SURRY NC
Recording Date	Apr 10, 2023
Property Address	610 GILLESPIE ST, DOBSON, NC 27017-8454
Document Number	001851/154
Book / Page	1851 / 154
Instrument Date	Feb 21, 2023
Instrument	704485
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 26, 2022
Property Address	610 GILLESPIE ST, DOBSON, NC 27017-8454
Document Number	0001827/53
Book / Page	1827 / 53
Instrument Date	Aug 25, 2022
Instrument	698781
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR # STE10, STE10, DAYTON, OH 45414-2696
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 7, 2018
Property Address	610 GILLESPIE ST, DOBSON, NC 27017-8454
Document Number	001641/113
Book / Page	1641 / 113
Instrument Date	Jul 17, 2018
Instrument	000000656436
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 KING STREET EXT, CHARLESTON, SC 29405-9483
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Dobson Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,050.00 (+11.82%)	$73,780 (-21.12%) Land $14,300 Building $59,480	$73,780 (-21.12%) Land $14,300 Building $59,480
2025	$939.00 (+116.36%)	$93,540 (+26.78%) Land $17,600 Building $75,940	$93,540 (+26.78%) Land $17,600 Building $75,940
2023	$434.00	$73,780 Land $14,300 Building $59,480	$73,780 Land $14,300 Building $59,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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