608 Gillespie St, Dobson, NC 27017 Property Records

Surry County property record for 608 Gillespie St, Dobson, NC 27017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,621 sqft · built 1963
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$38,100 (Jun 1989)
Tax Bill	$1,455 (2026)
Deeds & Mortgages	Jun 2021 Refinance Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4996-05-08-5941`

Property Details

APN / Parcel Number

Primary APN	`4996-05-08-5941`
Alternative APN	`30922500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	1,621 sqft
Basement Area	731 sqft
Unfinished Basement	731 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	324 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30922500
Street Address	608 GILLESPIE ST
City	DOBSON
State	NC
Zip	27017-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	608 GILLESPIE RD
Legal Subdivision	DOBSON-TOWN RES.
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2036
Census Tract	931002

Owner

608 Gillespie St is owned and occupied by two individuals who bought it in June 1989.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 GILLESPIE ST, DOBSON, NC 27017-8454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 10, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1989 · Amount on File
Deed Sale	Jun 1, 1989 · Amount on File
Prior Sale	Jan 1, 1982
Deed Book / Page	475 / 1012
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	608 GILLESPIE ST, DOBSON, NC 27017-8454
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01765/1048
Date	Jun 11, 2021
Book Page	1765/1048
Instrument	684945

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	608 GILLESPIE ST, DOBSON, NC 27017-8454
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0016030564
Date	Aug 10, 2017
Book Page	1603/0564

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DOBSON, NC 27017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	608 GILLESPIE ST, DOBSON, NC 27017-8454
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0015991065
Date	Jul 10, 2017
Book Page	1599/1065

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 608 Gillespie St was $1,455, up 12.1% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Dobson Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,455.00 (+12.1%)	$104,140 (-20.9%) Land $13,000 Building $91,140	$104,140 (-20.9%) Land $13,000 Building $91,140
2025	$1,298.00	$131,660 Land $16,000 Building $115,660	$131,660 Land $16,000 Building $115,660
2023	$574.00	$104,140 Land $13,000 Building $91,140	$104,140 Land $13,000 Building $91,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Gillespie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Gillespie St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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