Winnebago County property record for 610 Elgin St, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,171 sqft · built 1916 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,848 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1601202016 |
| Primary APN | 1601202016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,171 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Basement Area | 906 sqft |
| Finished Basement | 906 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Deck Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | 1601202006 |
|---|---|
| Street Address | 610 ELGIN ST |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | COMM SW COR LT 1 JAMISON SUB SW 152.25FT TO POB NE 78.25 FT N 61 FT NW 5.22FT N 71.43 FT SW TO PT LYG N OF POB TH S TO POB PT NW1/4 NE1/4 SEC 1-43-2 . |
| Legal Subdivision | JAMISON SUB |
| Legal Lot Number | 1 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3705 |
Source: Winnebago County records · APN 1601202016
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 ELGIN ST, CHERRY VALLEY, IL 61016-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 05, 2021 |
| Transfer Doc | 0000040539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 02, 2022 |
| Property Address | 610 ELGIN ST, CHERRY VALLEY, IL 61016-9406 |
| Document Number | 0000006646 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2206646 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 610 ELGIN ST, CHERRY VALLEY, IL 61016-9406 |
| Document Number | 0000006647 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 2206647 |
| Name | BLACKHAWK BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,848.00 (+5.6%) Homeowner's exemption | $45,614 (+10.55%) Land $11,484 Building $34,130 | $136,842 (+10.55%) Land $34,452 Building $102,390 |
| 2024 | $2,697.00 | $41,261 (+21.53%) Land $10,388 Building $30,873 | $123,783 (+21.53%) Land $31,164 Building $92,619 |
| 2022 | Homeowner's exemption | $33,951 Land $6,982 Building $26,969 | $101,853 Land $20,946 Building $80,907 |
Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Surf Air Wireless.
Based on FCC filings for 213 locations within half a mile of this property.
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