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510 Elgin St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 510 Elgin St, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,272 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jun 2022)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-01-202-004

Property Details

APN / Parcel Number

Primary APN16-01-202-004
Alternative APN
  • 253A135

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
Basement Area1,272 sqft
Finished Basement1,272 sqft

Exterior

Year BuiltBuilt 1900
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Garage Area280 sqft

Location & Zoning

Old Parcel Number253A135
Street Address510 ELGIN ST
CityCHERRY VALLEY
StateIL
Zip61016-9405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 82.50FT OF W384.78FT LOT 2 S OF RY +N OF ELGIN ST SEC: 01 TWP: 043 RANGE:002 ACRES: 0.25
Legal Range02
Legal Township43
Legal Section01
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2003
Census Tract3705

Owner

Source: Winnebago County records · APN 16-01-202-004

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address510 ELGIN ST, CHERRY VALLEY, IL 61016-9405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2022 · Amount on Record
Deed SaleJun 08, 2022 · Amount on Record
Prior SaleAug 13, 2009 · Amount on Record
Deed Document Number2218028
Record UpdatedJun 07, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJun 08, 2022
Property Address510 ELGIN ST, CHERRY VALLEY, IL 61016-9405
Document Number0000018028
Instrument DateJun 06, 2022
Instrument2218028
Transaction TypeTransfer
Record UpdatedJun 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address510 ELGIN ST, CHERRY VALLEY, IL 61016-9405

Mortgage

Document Number0000018029
DateJun 08, 2022
Instrument2218029
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$31,413 Land $6,981 Building $24,432$94,239 Land $20,943 Building $73,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), as of July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010037052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Surf Air Wireless.

Based on FCC filings for 213 locations within half a mile of this property.

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