610 E Montebello Ave, Unit 48A, Phoenix, AZ 85012 Property Records

Maricopa County property record for 610 E Montebello Ave, Unit 48A, Phoenix, AZ 85012

Property Summary

Property Type	Condominium
Details	2 ba · 981 sqft · built 1973
Lot Size	0.014 acres (635 sqft)
Owner	2 Owner Names on Record
Last Sale	$55,500 (Mar 1998)
Tax Bill	$614 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`162-34-100`

Property Details

APN / Parcel Number

Primary APN	`162-34-100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	981 sqft Living Area
1st Floor Area	510 sqft
2nd Floor Area	471 sqft

Exterior

Year Built	Built 1973
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	635 sqft (0.014 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	610 E MONTEBELLO AVE UNIT 48A, 48A
City	PHOENIX
State	AZ
Zip	85012-1346
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-M
Legal Description	PALO VERDE ESTATES BLDG 7 TOG WI UNDIV 1-50 INT I N COMMON AREA
Legal Range	03E
Legal Township	02N
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	PALO VERDE ESTATES
Legal Lot Number	48A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	107500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	610 E MONTEBELLO AVE UNIT 48A, 48A, PHOENIX, AZ 85012-1346
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 1998 · Amount on Record
Deed Sale	Mar 2, 1998 · Amount on Record
Prior Sale	Mar 2, 1998 · Amount on Record
Deed Document Number	19980161804
Deed Book / Page	162
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	610 E MONTEBELLO AVE UNIT 48A, 48A, PHOENIX, AZ 85012-1346
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E MONTEBELLO AVE 48A, 48A, PHOENIX, AZ 85012-1346

Mortgage

Document Number	0000812707
Date	Jul 27, 2021
Instrument	20210812707

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	610 E MONTEBELLO AVE UNIT 48A, 48A, PHOENIX, AZ 85012-1346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E MONTEBELLO AVE 48A, 48A, PHOENIX, AZ 85012-1346

Mortgage

Document Number	0001009199
Date	Oct 21, 2020
Instrument	20201009199

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	610 E MONTEBELLO AVE UNIT 48A, 48A, PHOENIX, AZ 85012-1346
Document Number	0000770206
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	610 E MONTEBELLO AVE #48A PHOENIX AZ 850121346, 48A, PHOENIX, AZ 85012-1346

Mortgage

Document Number	0000770206
Date	Oct 18, 2017
Instrument	770206

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,720 (-6.23%)	$257,200 (-6.23%) Land $51,400 Building $205,800
2025	$614.00 (+8.29%)
2024		$27,430	$274,300 Land $54,800 Building $219,500
2023	$567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1981–2014)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Verizon.

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