610 E Montebello Ave, Unit 41A, Phoenix, AZ 85012 Property Records

Maricopa County property record for 610 E Montebello Ave, Unit 41A, Phoenix, AZ 85012

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,211 sqft · built 1973
Lot Size	0.02 acres (888 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Apr 2026)
Tax Bill	$744 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`162-34-093`

Property Details

APN / Parcel Number

Primary APN	`162-34-093`
Alternative APN	`162340936`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Units	19 Units
Stories	2 Stories
Building Area	1,211 sqft Living Area
1st Floor Area	630 sqft
2nd Floor Area	581 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	888 sqft (0.02 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	610 E MONTEBELLO AVE, 41A
City	PHOENIX
State	AZ
Zip	85012-1346
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-M
Legal Description	PALO VERDE ESTATES MCR 160-35
Legal Range	3E
Legal Township	2N
Legal Section	17
Legal Subdivision	PALO VERDE ESTATES
Legal Lot Number	41A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	107500

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 W VIRGINIA AVE, PHOENIX, AZ 85003-1020
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jan 6, 2026	Warranty Deed, Transfer SEBER TITLE AGENCY LLC, SUPER TITLE AGENCY LLC
Oct 26, 2017	Loan Modification, Mortgage · Conventional Mortgage DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Jan 6, 2026 · Amount on Record
Deed Document Number	2026261892
Prior Transfer Date	Sep 14, 1999
Prior Transfer Doc	0000888151
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	610 E MONTEBELLO AVE UNIT 41A, 41A, PHOENIX, AZ 85012-1346
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E MONTEBELLO AVE 41A, 41A, PHOENIX, AZ 85012-1346

Mortgage

Document Number	0000778375
Date	Oct 17, 2022
Instrument	20220778375

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 30, 2026
Property Address	610 E MONTEBELLO AVE, 41A, PHOENIX, AZ 85012-1346
Document Number	0000261892
Instrument Date	Apr 16, 2026
Instrument	2026.261892
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	CITY TITLE AGENCY, CHARITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 W VIRGINIA AVE, PHOENIX, AZ 85003-1020

Mortgage

Document Number	0000261893,
Date	Apr 30, 2026
Instrument	2026..261893

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 6, 2026
Property Address	610 E MONTEBELLO AVE UNIT 41A, 41A, PHOENIX, AZ 85012-1346
Document Number	0000007204
Map Reference	MB 130 PG 35
Instrument Date	Jan 5, 2026
Instrument	20260007204
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	SEBER TITLE AGENCY LLC, SUPER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 E MONTEBELLO AVE # AVE41, AVE41, PHOENIX, AZ 85012-1346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N MILLER RD UNIT 4028, 4028, TEMPE, AZ 85288-0038

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	610 E MONTEBELLO AVE UNIT 41A, 41A, PHOENIX, AZ 85012-1346
Document Number	0000821272
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E MONTEBELLO AVE #41A PHOENIX AZ 850121346, 41A, PHOENIX, AZ 85012-1346

Mortgage

Document Number	0000821272
Date	Nov 3, 2017
Instrument	821272

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 2, 2022

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,450 (+338.3%)	$284,500 (-1.79%) Land $56,900 Building $227,600
2025	$744.00 (+8.3%)	$6,491 (-78.8%)	$289,700 (-5.39%) Land $57,900 Building $231,800
2024		$30,620	$306,200 Land $61,200 Building $245,000
2023	$687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1981–2014)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Verizon.

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