610 E McGregor St, Algona, IA 50511 Property Records

Kossuth County property record for 610 E McGregor St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,624 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Jul 2024)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-11-228-002`

Property Details

APN / Parcel Number

Primary APN	`22-11-228-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
Basement Area	812 sqft
Unfinished Basement	812 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	610 E MCGREGOR ST
City	ALGONA
State	IA
Zip	50511-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 4RDS N 1/2 L 5 A P E3/4 NE NE
Legal Range	29W
Legal Township	95N
Legal Section	11
Legal Subdivision	AUDITORS SUBDIVISION
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3021
Census Tract	950500

Owner

Source: Kossuth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 E MCGREGOR ST, ALGONA, IA 50511-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK
Dec 11, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	20241539
Deed Book / Page	2024 / 1539
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 6, 2023
Property Address	610 E MCGREGOR ST, ALGONA, IA 50511-2813
Document Number	02023/1709
Book / Page	2023 / 1709
Instrument Date	Jun 28, 2023
Instrument	2023 1709
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 E MCGREGOR ST, ALGONA, IA 50511-2813

Mortgage

Document Number	02023/1661
Date	Jun 30, 2023
Book Page	2023/1661
Instrument	2023 1661

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Dec 11, 2017
Property Address	610 E MCGREGOR ST, ALGONA, IA 50511-2813
Document Number	02017/3645
Book / Page	2017 / 3645
Instrument Date	Nov 22, 2017
Instrument	2017 3645
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E MCGREGOR ST, ALGONA, IA 50511-2813
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/3646
Date	Dec 11, 2017
Book Page	2017/3646
Instrument	2017 3646

Lender

Name	IOWA STATE BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,856.00 Homeowner's exemption	$127,261 (+16.06%) Land $16,830 Building $110,431
2024	$1,856.00 (+3%)
2023		$109,652 (-7.23%) Land $15,147 Building $94,505	$109,652 (-13.84%) Land $15,147 Building $94,505
2022		$118,193 Land $15,147 Building $103,046
2021	$1,802.00		$127,261 Land $16,830 Building $110,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Algona Municipal Utilities, Nextlink, T-Mobile, Verizon.

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