Kossuth County property record for 605 E McGregor St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 3,632 sqft · built 1896 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jul 2023) |
| Tax Bill | $3,962 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-485-012 |
| Primary APN | 22-02-485-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,632 sqft Living Area |
| Attic | Attic |
| Attic Area | 678 sqft |
| Basement Area | 1,233 sqft |
| Unfinished Basement | 1,233 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 215 sqft |
| Deck Area | 122 sqft |
| Patio Area | 1,516 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 605 E MCGREGOR ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 9RDS OF E 8RDS L 3 A P OF S 41 1/2 RDS |
| Legal Range | 29W |
| Legal Township | 95N |
| Legal Section | 02 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950500 |
Source: Kossuth County records · APN 22-02-485-012
Assessment roll updated October 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 E MCGREGOR ST, ALGONA, IA 50511-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK |
| Mar 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Mar 07, 2018 | Deed of Trust, Mortgage NORTHWEST BANK |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2023 · Amount on Record |
| Deed Sale | Jul 06, 2023 · Amount on Record |
| Prior Sale | Mar 08, 2022 · Amount on Record |
| Deed Document Number | 20231709 |
| Deed Book / Page | 2023 / 1709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Recording Date | Jul 06, 2023 |
| Property Address | 605 E MCGREGOR ST, ALGONA, IA 50511-2814 |
| Document Number | 02023/1709 |
| Book / Page | 2023 / 1709 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023 1709 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 610 E MCGREGOR ST, ALGONA, IA 50511-2813 |
| Document Number | 02023/1710 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 2023/1710 |
| Instrument | 2023 1710 |
| Name | IOWA STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 605 E MCGREGOR ST, ALGONA, IA 50511-2814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002022/665 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 2022/665 |
| Instrument | 2022 0665 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 605 E MCGREGOR ST, ALGONA, IA 50511-2814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000612 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 0000002018/0000000612 |
| Instrument | 000000000612 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 605 E MCGREGOR ST, ALGONA, IA 50511-2814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1947 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 2020/1947 |
| Instrument | 2020 1947 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Mar 15, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 605 E MCGREGOR ST, ALGONA, IA 50511-2814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1947 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 2020/1947 |
| Instrument | 2020 1947 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Mar 15, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,962.00 Homeowner's exemption | $267,981 (+14.51%) Land $27,456 Building $240,525 | |
| 2024 | $3,962.00 (-6.86%) | ||
| 2023 | $234,018 Land $24,710 Building $209,308 | $234,018 (-12.67%) Land $24,710 Building $209,308 | |
| 2021 | $4,254.00 | $267,981 Land $27,456 Building $240,525 |
Source: FEMA National Flood Hazard Layer as of March 19, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Algona Municipal Utilities, AMG Technology Investment Group, T-Mobile USA, Verizon.
Based on FCC filings for 340 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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