610 E Grover St, Shelby, NC 28150 Property Records

Cleveland County property record for 610 E Grover St, Shelby, NC 28150

Property Summary

Property Type	Fast Food Restaurant
Details	1,397 sqft · built 1972
Lot Size	0.612 acres (26,659 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2011)
Tax Bill	$3,168 (2026)
Deeds & Mortgages	Oct 2021 Sale Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22956`

Property Details

APN / Parcel Number

Primary APN	`22956`
Alternative APN	`1343160`

Interior

Plumbing Fixtures	100 Plumbing Fixtures
Stories	1 Story
Building Area	1,397 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1991
Exterior Material	Brick
Lot Area	26,659 sqft (0.612 acres)
Lot Dimensions	171 ft deep x 153 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343160
Street Address	610 E GROVER ST
City	SHELBY
State	NC
Zip	28150-4034
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	NB
Legal Description	.612AC PB38-12 GROVER ST
Legal Subdivision	GROVER
Legal Block	6
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1025
Census Tract	950900

Owner

610 E Grover St, a commercial property, is owned by two individuals who bought it in July 2011.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 E GROVER ST, SHELBY, NC 28150-4034
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer
Mar 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
Mar 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2011 · Amount on File
Deed Sale	Jul 12, 2011 · Amount on File
Deed Book / Page	1618 / 1343
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 5, 2021
Property Address	610 E GROVER ST, SHELBY, NC 28150-4034
Document Number	0018532504
Book / Page	1853 / 2504
Instrument Date	Sep 29, 2021
Instrument	200062263
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E GROVER ST, SHELBY, NC 28150-4034

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	610 E GROVER ST, SHELBY, NC 28150-4034
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017380286
Date	Mar 10, 2017
Book Page	1738/0286
Instrument	2017-002512

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	610 E GROVER ST, SHELBY, NC 28150-4034
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017380251
Date	Mar 10, 2017
Book Page	1738/0251
Instrument	2017-002509

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 610 E Grover St was $3,168, down 0.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,168.00 (-0.47%)	$319,962 (-) Land $159,948 Building $160,014	$319,962 (-) Land $159,948 Building $160,014
2025	$3,183.00	$319,962 Land $159,948 Building $160,014	$319,962 Land $159,948 Building $160,014
2023		$214,048 Land $99,144 Building $114,904	$214,048 Land $99,144 Building $114,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 E Grover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 E Grover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Nearby Properties on E Grover St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures